LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,601
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$83,108
−HK$2,547/mo
Today · 4.125%
HK$85,655
baseline
▲ 0.50% · 4.625%
HK$90,867
+HK$5,212/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$171,310/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,502,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,668
−HK$4,844/mo
▼ 0.25% · 3.875%
HK$92,072
−HK$2,440/mo
Today · 4.125%
HK$94,512
baseline
▲ 0.50% · 4.625%
HK$99,494
+HK$4,982/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$189,024/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,502,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,721
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$99,729
−HK$3,057/mo
Today · 4.125%
HK$102,786
baseline
▲ 0.50% · 4.625%
HK$109,040
+HK$6,254/mo
Deposit HK$14.14M · loan HK$21.21M · min. income ≈ HK$205,572/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,502,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,601
−HK$5,813/mo
▼ 0.25% · 3.875%
HK$110,487
−HK$2,927/mo
Today · 4.125%
HK$113,414
baseline
▲ 0.50% · 4.625%
HK$119,393
+HK$5,979/mo
Deposit HK$14.14M · loan HK$21.21M · min. income ≈ HK$226,828/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,502,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,841
−HK$7,076/mo
▼ 0.25% · 3.875%
HK$116,351
−HK$3,566/mo
Today · 4.125%
HK$119,917
baseline
▲ 0.50% · 4.625%
HK$127,214
+HK$7,297/mo
Deposit HK$10.60M · loan HK$24.74M · min. income ≈ HK$239,834/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,535
−HK$6,782/mo
▼ 0.25% · 3.875%
HK$128,901
−HK$3,416/mo
Today · 4.125%
HK$132,317
baseline
▲ 0.50% · 4.625%
HK$139,291
+HK$6,974/mo
Deposit HK$10.60M · loan HK$24.74M · min. income ≈ HK$264,634/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,081
−HK$9,098/mo
▼ 0.25% · 3.875%
HK$149,594
−HK$4,585/mo
Today · 4.125%
HK$154,179
baseline
▲ 0.50% · 4.625%
HK$163,561
+HK$9,382/mo
Deposit HK$3.53M · loan HK$31.81M · min. income ≈ HK$308,358/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,402
−HK$8,720/mo
▼ 0.25% · 3.875%
HK$165,730
−HK$4,392/mo
Today · 4.125%
HK$170,122
baseline
▲ 0.50% · 4.625%
HK$179,089
+HK$8,967/mo
Deposit HK$3.53M · loan HK$31.81M · min. income ≈ HK$340,244/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,258 · Scale 2, in force from 26 Feb 2026)