LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,608
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$83,115
−HK$2,547/mo
Today · 4.125%
HK$85,662
baseline
▲ 0.50% · 4.625%
HK$90,875
+HK$5,213/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$171,324/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,502,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,675
−HK$4,845/mo
▼ 0.25% · 3.875%
HK$92,080
−HK$2,440/mo
Today · 4.125%
HK$94,520
baseline
▲ 0.50% · 4.625%
HK$99,502
+HK$4,982/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$189,040/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,502,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,729
−HK$6,066/mo
▼ 0.25% · 3.875%
HK$99,738
−HK$3,057/mo
Today · 4.125%
HK$102,795
baseline
▲ 0.50% · 4.625%
HK$109,050
+HK$6,255/mo
Deposit HK$14.14M · loan HK$21.21M · min. income ≈ HK$205,590/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,502,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,610
−HK$5,814/mo
▼ 0.25% · 3.875%
HK$110,496
−HK$2,928/mo
Today · 4.125%
HK$113,424
baseline
▲ 0.50% · 4.625%
HK$119,403
+HK$5,979/mo
Deposit HK$14.14M · loan HK$21.21M · min. income ≈ HK$226,848/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,502,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,851
−HK$7,076/mo
▼ 0.25% · 3.875%
HK$116,361
−HK$3,566/mo
Today · 4.125%
HK$119,927
baseline
▲ 0.50% · 4.625%
HK$127,225
+HK$7,298/mo
Deposit HK$10.61M · loan HK$24.75M · min. income ≈ HK$239,854/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,545
−HK$6,783/mo
▼ 0.25% · 3.875%
HK$128,912
−HK$3,416/mo
Today · 4.125%
HK$132,328
baseline
▲ 0.50% · 4.625%
HK$139,303
+HK$6,975/mo
Deposit HK$10.61M · loan HK$24.75M · min. income ≈ HK$264,656/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,094
−HK$9,098/mo
▼ 0.25% · 3.875%
HK$149,607
−HK$4,585/mo
Today · 4.125%
HK$154,192
baseline
▲ 0.50% · 4.625%
HK$163,574
+HK$9,382/mo
Deposit HK$3.54M · loan HK$31.82M · min. income ≈ HK$308,384/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,415
−HK$8,721/mo
▼ 0.25% · 3.875%
HK$165,744
−HK$4,392/mo
Today · 4.125%
HK$170,136
baseline
▲ 0.50% · 4.625%
HK$179,104
+HK$8,968/mo
Deposit HK$3.54M · loan HK$31.82M · min. income ≈ HK$340,272/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,384 · Scale 2, in force from 26 Feb 2026)