LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,608
−HK$5,055/mo
▼ 0.25% · 3.875%
HK$83,116
−HK$2,547/mo
Today · 4.125%
HK$85,663
baseline
▲ 0.50% · 4.625%
HK$90,876
+HK$5,213/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$171,326/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,502,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,676
−HK$4,845/mo
▼ 0.25% · 3.875%
HK$92,081
−HK$2,440/mo
Today · 4.125%
HK$94,521
baseline
▲ 0.50% · 4.625%
HK$99,503
+HK$4,982/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$189,042/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,502,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,730
−HK$6,066/mo
▼ 0.25% · 3.875%
HK$99,739
−HK$3,057/mo
Today · 4.125%
HK$102,796
baseline
▲ 0.50% · 4.625%
HK$109,051
+HK$6,255/mo
Deposit HK$14.14M · loan HK$21.21M · min. income ≈ HK$205,592/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,502,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,611
−HK$5,814/mo
▼ 0.25% · 3.875%
HK$110,497
−HK$2,928/mo
Today · 4.125%
HK$113,425
baseline
▲ 0.50% · 4.625%
HK$119,404
+HK$5,979/mo
Deposit HK$14.14M · loan HK$21.21M · min. income ≈ HK$226,850/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,502,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,852
−HK$7,076/mo
▼ 0.25% · 3.875%
HK$116,362
−HK$3,566/mo
Today · 4.125%
HK$119,928
baseline
▲ 0.50% · 4.625%
HK$127,226
+HK$7,298/mo
Deposit HK$10.61M · loan HK$24.75M · min. income ≈ HK$239,856/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,546
−HK$6,783/mo
▼ 0.25% · 3.875%
HK$128,913
−HK$3,416/mo
Today · 4.125%
HK$132,329
baseline
▲ 0.50% · 4.625%
HK$139,304
+HK$6,975/mo
Deposit HK$10.61M · loan HK$24.75M · min. income ≈ HK$264,658/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,095
−HK$9,099/mo
▼ 0.25% · 3.875%
HK$149,608
−HK$4,586/mo
Today · 4.125%
HK$154,194
baseline
▲ 0.50% · 4.625%
HK$163,576
+HK$9,382/mo
Deposit HK$3.54M · loan HK$31.82M · min. income ≈ HK$308,388/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,417
−HK$8,720/mo
▼ 0.25% · 3.875%
HK$165,746
−HK$4,391/mo
Today · 4.125%
HK$170,137
baseline
▲ 0.50% · 4.625%
HK$179,106
+HK$8,969/mo
Deposit HK$3.54M · loan HK$31.82M · min. income ≈ HK$340,274/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,398 · Scale 2, in force from 26 Feb 2026)