LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,611
−HK$5,055/mo
▼ 0.25% · 3.875%
HK$83,118
−HK$2,548/mo
Today · 4.125%
HK$85,666
baseline
▲ 0.50% · 4.625%
HK$90,878
+HK$5,212/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$171,332/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,502,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,679
−HK$4,845/mo
▼ 0.25% · 3.875%
HK$92,084
−HK$2,440/mo
Today · 4.125%
HK$94,524
baseline
▲ 0.50% · 4.625%
HK$99,506
+HK$4,982/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$189,048/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,502,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,733
−HK$6,066/mo
▼ 0.25% · 3.875%
HK$99,742
−HK$3,057/mo
Today · 4.125%
HK$102,799
baseline
▲ 0.50% · 4.625%
HK$109,054
+HK$6,255/mo
Deposit HK$14.14M · loan HK$21.21M · min. income ≈ HK$205,598/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,502,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,615
−HK$5,814/mo
▼ 0.25% · 3.875%
HK$110,501
−HK$2,928/mo
Today · 4.125%
HK$113,429
baseline
▲ 0.50% · 4.625%
HK$119,408
+HK$5,979/mo
Deposit HK$14.14M · loan HK$21.21M · min. income ≈ HK$226,858/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,502,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,855
−HK$7,077/mo
▼ 0.25% · 3.875%
HK$116,366
−HK$3,566/mo
Today · 4.125%
HK$119,932
baseline
▲ 0.50% · 4.625%
HK$127,230
+HK$7,298/mo
Deposit HK$10.61M · loan HK$24.75M · min. income ≈ HK$239,864/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,550
−HK$6,783/mo
▼ 0.25% · 3.875%
HK$128,918
−HK$3,415/mo
Today · 4.125%
HK$132,333
baseline
▲ 0.50% · 4.625%
HK$139,309
+HK$6,976/mo
Deposit HK$10.61M · loan HK$24.75M · min. income ≈ HK$264,666/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,100
−HK$9,099/mo
▼ 0.25% · 3.875%
HK$149,613
−HK$4,586/mo
Today · 4.125%
HK$154,199
baseline
▲ 0.50% · 4.625%
HK$163,581
+HK$9,382/mo
Deposit HK$3.54M · loan HK$31.82M · min. income ≈ HK$308,398/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,422
−HK$8,721/mo
▼ 0.25% · 3.875%
HK$165,751
−HK$4,392/mo
Today · 4.125%
HK$170,143
baseline
▲ 0.50% · 4.625%
HK$179,111
+HK$8,968/mo
Deposit HK$3.54M · loan HK$31.82M · min. income ≈ HK$340,286/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,447 · Scale 2, in force from 26 Feb 2026)