LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,613
−HK$5,055/mo
▼ 0.25% · 3.875%
HK$83,120
−HK$2,548/mo
Today · 4.125%
HK$85,668
baseline
▲ 0.50% · 4.625%
HK$90,880
+HK$5,212/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$171,336/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,502,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,681
−HK$4,845/mo
▼ 0.25% · 3.875%
HK$92,086
−HK$2,440/mo
Today · 4.125%
HK$94,526
baseline
▲ 0.50% · 4.625%
HK$99,508
+HK$4,982/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$189,052/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,502,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,735
−HK$6,066/mo
▼ 0.25% · 3.875%
HK$99,744
−HK$3,057/mo
Today · 4.125%
HK$102,801
baseline
▲ 0.50% · 4.625%
HK$109,056
+HK$6,255/mo
Deposit HK$14.14M · loan HK$21.21M · min. income ≈ HK$205,602/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,502,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,617
−HK$5,814/mo
▼ 0.25% · 3.875%
HK$110,503
−HK$2,928/mo
Today · 4.125%
HK$113,431
baseline
▲ 0.50% · 4.625%
HK$119,410
+HK$5,979/mo
Deposit HK$14.14M · loan HK$21.21M · min. income ≈ HK$226,862/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,502,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,858
−HK$7,077/mo
▼ 0.25% · 3.875%
HK$116,368
−HK$3,567/mo
Today · 4.125%
HK$119,935
baseline
▲ 0.50% · 4.625%
HK$127,233
+HK$7,298/mo
Deposit HK$10.61M · loan HK$24.75M · min. income ≈ HK$239,870/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,553
−HK$6,783/mo
▼ 0.25% · 3.875%
HK$128,920
−HK$3,416/mo
Today · 4.125%
HK$132,336
baseline
▲ 0.50% · 4.625%
HK$139,312
+HK$6,976/mo
Deposit HK$10.61M · loan HK$24.75M · min. income ≈ HK$264,672/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,103
−HK$9,099/mo
▼ 0.25% · 3.875%
HK$149,616
−HK$4,586/mo
Today · 4.125%
HK$154,202
baseline
▲ 0.50% · 4.625%
HK$163,585
+HK$9,383/mo
Deposit HK$3.54M · loan HK$31.82M · min. income ≈ HK$308,404/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,425
−HK$8,722/mo
▼ 0.25% · 3.875%
HK$165,755
−HK$4,392/mo
Today · 4.125%
HK$170,147
baseline
▲ 0.50% · 4.625%
HK$179,115
+HK$8,968/mo
Deposit HK$3.54M · loan HK$31.82M · min. income ≈ HK$340,294/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,478 · Scale 2, in force from 26 Feb 2026)