LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,622
−HK$5,056/mo
▼ 0.25% · 3.875%
HK$83,130
−HK$2,548/mo
Today · 4.125%
HK$85,678
baseline
▲ 0.50% · 4.625%
HK$90,891
+HK$5,213/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$171,356/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,502,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,691
−HK$4,846/mo
▼ 0.25% · 3.875%
HK$92,097
−HK$2,440/mo
Today · 4.125%
HK$94,537
baseline
▲ 0.50% · 4.625%
HK$99,520
+HK$4,983/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$189,074/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,502,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,747
−HK$6,067/mo
▼ 0.25% · 3.875%
HK$99,756
−HK$3,058/mo
Today · 4.125%
HK$102,814
baseline
▲ 0.50% · 4.625%
HK$109,070
+HK$6,256/mo
Deposit HK$14.14M · loan HK$21.21M · min. income ≈ HK$205,628/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,502,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,630
−HK$5,815/mo
▼ 0.25% · 3.875%
HK$110,516
−HK$2,929/mo
Today · 4.125%
HK$113,445
baseline
▲ 0.50% · 4.625%
HK$119,424
+HK$5,979/mo
Deposit HK$14.14M · loan HK$21.21M · min. income ≈ HK$226,890/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,502,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,871
−HK$7,078/mo
▼ 0.25% · 3.875%
HK$116,382
−HK$3,567/mo
Today · 4.125%
HK$119,949
baseline
▲ 0.50% · 4.625%
HK$127,248
+HK$7,299/mo
Deposit HK$10.61M · loan HK$24.75M · min. income ≈ HK$239,898/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,568
−HK$6,784/mo
▼ 0.25% · 3.875%
HK$128,936
−HK$3,416/mo
Today · 4.125%
HK$132,352
baseline
▲ 0.50% · 4.625%
HK$139,329
+HK$6,977/mo
Deposit HK$10.61M · loan HK$24.75M · min. income ≈ HK$264,704/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,120
−HK$9,100/mo
▼ 0.25% · 3.875%
HK$149,634
−HK$4,586/mo
Today · 4.125%
HK$154,220
baseline
▲ 0.50% · 4.625%
HK$163,604
+HK$9,384/mo
Deposit HK$3.54M · loan HK$31.82M · min. income ≈ HK$308,440/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,445
−HK$8,722/mo
▼ 0.25% · 3.875%
HK$165,774
−HK$4,393/mo
Today · 4.125%
HK$170,167
baseline
▲ 0.50% · 4.625%
HK$179,137
+HK$8,970/mo
Deposit HK$3.54M · loan HK$31.82M · min. income ≈ HK$340,334/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,659 · Scale 2, in force from 26 Feb 2026)