LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,628
−HK$5,056/mo
▼ 0.25% · 3.875%
HK$83,136
−HK$2,548/mo
Today · 4.125%
HK$85,684
baseline
▲ 0.50% · 4.625%
HK$90,897
+HK$5,213/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$171,368/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,502,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,697
−HK$4,847/mo
▼ 0.25% · 3.875%
HK$92,103
−HK$2,441/mo
Today · 4.125%
HK$94,544
baseline
▲ 0.50% · 4.625%
HK$99,527
+HK$4,983/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$189,088/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,502,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,753
−HK$6,067/mo
▼ 0.25% · 3.875%
HK$99,763
−HK$3,057/mo
Today · 4.125%
HK$102,820
baseline
▲ 0.50% · 4.625%
HK$109,077
+HK$6,257/mo
Deposit HK$14.14M · loan HK$21.22M · min. income ≈ HK$205,640/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,502,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,637
−HK$5,815/mo
▼ 0.25% · 3.875%
HK$110,524
−HK$2,928/mo
Today · 4.125%
HK$113,452
baseline
▲ 0.50% · 4.625%
HK$119,432
+HK$5,980/mo
Deposit HK$14.14M · loan HK$21.22M · min. income ≈ HK$226,904/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,502,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,879
−HK$7,078/mo
▼ 0.25% · 3.875%
HK$116,390
−HK$3,567/mo
Today · 4.125%
HK$119,957
baseline
▲ 0.50% · 4.625%
HK$127,256
+HK$7,299/mo
Deposit HK$10.61M · loan HK$24.75M · min. income ≈ HK$239,914/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,576
−HK$6,785/mo
▼ 0.25% · 3.875%
HK$128,944
−HK$3,417/mo
Today · 4.125%
HK$132,361
baseline
▲ 0.50% · 4.625%
HK$139,338
+HK$6,977/mo
Deposit HK$10.61M · loan HK$24.75M · min. income ≈ HK$264,722/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,130
−HK$9,101/mo
▼ 0.25% · 3.875%
HK$149,644
−HK$4,587/mo
Today · 4.125%
HK$154,231
baseline
▲ 0.50% · 4.625%
HK$163,615
+HK$9,384/mo
Deposit HK$3.54M · loan HK$31.82M · min. income ≈ HK$308,462/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,455
−HK$8,723/mo
▼ 0.25% · 3.875%
HK$165,786
−HK$4,392/mo
Today · 4.125%
HK$170,178
baseline
▲ 0.50% · 4.625%
HK$179,149
+HK$8,971/mo
Deposit HK$3.54M · loan HK$31.82M · min. income ≈ HK$340,356/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,760 · Scale 2, in force from 26 Feb 2026)