LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,628
−HK$5,057/mo
▼ 0.25% · 3.875%
HK$83,137
−HK$2,548/mo
Today · 4.125%
HK$85,685
baseline
▲ 0.50% · 4.625%
HK$90,898
+HK$5,213/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$171,370/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,502,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,698
−HK$4,847/mo
▼ 0.25% · 3.875%
HK$92,104
−HK$2,441/mo
Today · 4.125%
HK$94,545
baseline
▲ 0.50% · 4.625%
HK$99,528
+HK$4,983/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$189,090/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,502,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,754
−HK$6,068/mo
▼ 0.25% · 3.875%
HK$99,764
−HK$3,058/mo
Today · 4.125%
HK$102,822
baseline
▲ 0.50% · 4.625%
HK$109,078
+HK$6,256/mo
Deposit HK$14.14M · loan HK$21.22M · min. income ≈ HK$205,644/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,502,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,638
−HK$5,815/mo
▼ 0.25% · 3.875%
HK$110,525
−HK$2,928/mo
Today · 4.125%
HK$113,453
baseline
▲ 0.50% · 4.625%
HK$119,434
+HK$5,981/mo
Deposit HK$14.14M · loan HK$21.22M · min. income ≈ HK$226,906/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,502,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,880
−HK$7,078/mo
▼ 0.25% · 3.875%
HK$116,391
−HK$3,567/mo
Today · 4.125%
HK$119,958
baseline
▲ 0.50% · 4.625%
HK$127,258
+HK$7,300/mo
Deposit HK$10.61M · loan HK$24.75M · min. income ≈ HK$239,916/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,578
−HK$6,784/mo
▼ 0.25% · 3.875%
HK$128,946
−HK$3,416/mo
Today · 4.125%
HK$132,362
baseline
▲ 0.50% · 4.625%
HK$139,339
+HK$6,977/mo
Deposit HK$10.61M · loan HK$24.75M · min. income ≈ HK$264,724/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,131
−HK$9,101/mo
▼ 0.25% · 3.875%
HK$149,646
−HK$4,586/mo
Today · 4.125%
HK$154,232
baseline
▲ 0.50% · 4.625%
HK$163,617
+HK$9,385/mo
Deposit HK$3.54M · loan HK$31.82M · min. income ≈ HK$308,464/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,457
−HK$8,723/mo
▼ 0.25% · 3.875%
HK$165,787
−HK$4,393/mo
Today · 4.125%
HK$170,180
baseline
▲ 0.50% · 4.625%
HK$179,151
+HK$8,971/mo
Deposit HK$3.54M · loan HK$31.82M · min. income ≈ HK$340,360/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,775 · Scale 2, in force from 26 Feb 2026)