LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,629
−HK$5,056/mo
▼ 0.25% · 3.875%
HK$83,137
−HK$2,548/mo
Today · 4.125%
HK$85,685
baseline
▲ 0.50% · 4.625%
HK$90,899
+HK$5,214/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$171,370/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,502,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,699
−HK$4,846/mo
▼ 0.25% · 3.875%
HK$92,105
−HK$2,440/mo
Today · 4.125%
HK$94,545
baseline
▲ 0.50% · 4.625%
HK$99,529
+HK$4,984/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$189,090/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,502,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,755
−HK$6,068/mo
▼ 0.25% · 3.875%
HK$99,765
−HK$3,058/mo
Today · 4.125%
HK$102,823
baseline
▲ 0.50% · 4.625%
HK$109,079
+HK$6,256/mo
Deposit HK$14.14M · loan HK$21.22M · min. income ≈ HK$205,646/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,502,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,639
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$110,526
−HK$2,929/mo
Today · 4.125%
HK$113,455
baseline
▲ 0.50% · 4.625%
HK$119,435
+HK$5,980/mo
Deposit HK$14.14M · loan HK$21.22M · min. income ≈ HK$226,910/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,502,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,881
−HK$7,079/mo
▼ 0.25% · 3.875%
HK$116,392
−HK$3,568/mo
Today · 4.125%
HK$119,960
baseline
▲ 0.50% · 4.625%
HK$127,259
+HK$7,299/mo
Deposit HK$10.61M · loan HK$24.75M · min. income ≈ HK$239,920/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,579
−HK$6,785/mo
▼ 0.25% · 3.875%
HK$128,947
−HK$3,417/mo
Today · 4.125%
HK$132,364
baseline
▲ 0.50% · 4.625%
HK$139,341
+HK$6,977/mo
Deposit HK$10.61M · loan HK$24.75M · min. income ≈ HK$264,728/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,133
−HK$9,101/mo
▼ 0.25% · 3.875%
HK$149,647
−HK$4,587/mo
Today · 4.125%
HK$154,234
baseline
▲ 0.50% · 4.625%
HK$163,619
+HK$9,385/mo
Deposit HK$3.54M · loan HK$31.82M · min. income ≈ HK$308,468/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,459
−HK$8,723/mo
▼ 0.25% · 3.875%
HK$165,789
−HK$4,393/mo
Today · 4.125%
HK$170,182
baseline
▲ 0.50% · 4.625%
HK$179,152
+HK$8,970/mo
Deposit HK$3.54M · loan HK$31.82M · min. income ≈ HK$340,364/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,790 · Scale 2, in force from 26 Feb 2026)