LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,632
−HK$5,057/mo
▼ 0.25% · 3.875%
HK$83,140
−HK$2,549/mo
Today · 4.125%
HK$85,689
baseline
▲ 0.50% · 4.625%
HK$90,902
+HK$5,213/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$171,378/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,502,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,702
−HK$4,847/mo
▼ 0.25% · 3.875%
HK$92,108
−HK$2,441/mo
Today · 4.125%
HK$94,549
baseline
▲ 0.50% · 4.625%
HK$99,533
+HK$4,984/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$189,098/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,502,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,759
−HK$6,067/mo
▼ 0.25% · 3.875%
HK$99,768
−HK$3,058/mo
Today · 4.125%
HK$102,826
baseline
▲ 0.50% · 4.625%
HK$109,083
+HK$6,257/mo
Deposit HK$14.14M · loan HK$21.22M · min. income ≈ HK$205,652/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,502,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,643
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$110,530
−HK$2,929/mo
Today · 4.125%
HK$113,459
baseline
▲ 0.50% · 4.625%
HK$119,439
+HK$5,980/mo
Deposit HK$14.14M · loan HK$21.22M · min. income ≈ HK$226,918/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,502,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,885
−HK$7,079/mo
▼ 0.25% · 3.875%
HK$116,396
−HK$3,568/mo
Today · 4.125%
HK$119,964
baseline
▲ 0.50% · 4.625%
HK$127,263
+HK$7,299/mo
Deposit HK$10.61M · loan HK$24.75M · min. income ≈ HK$239,928/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,583
−HK$6,785/mo
▼ 0.25% · 3.875%
HK$128,952
−HK$3,416/mo
Today · 4.125%
HK$132,368
baseline
▲ 0.50% · 4.625%
HK$139,346
+HK$6,978/mo
Deposit HK$10.61M · loan HK$24.75M · min. income ≈ HK$264,736/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,138
−HK$9,101/mo
▼ 0.25% · 3.875%
HK$149,653
−HK$4,586/mo
Today · 4.125%
HK$154,239
baseline
▲ 0.50% · 4.625%
HK$163,624
+HK$9,385/mo
Deposit HK$3.54M · loan HK$31.82M · min. income ≈ HK$308,478/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,464
−HK$8,724/mo
▼ 0.25% · 3.875%
HK$165,795
−HK$4,393/mo
Today · 4.125%
HK$170,188
baseline
▲ 0.50% · 4.625%
HK$179,159
+HK$8,971/mo
Deposit HK$3.54M · loan HK$31.82M · min. income ≈ HK$340,376/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,844 · Scale 2, in force from 26 Feb 2026)