LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,640
−HK$5,056/mo
▼ 0.25% · 3.875%
HK$83,148
−HK$2,548/mo
Today · 4.125%
HK$85,696
baseline
▲ 0.50% · 4.625%
HK$90,911
+HK$5,215/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$171,392/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,502,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,711
−HK$4,846/mo
▼ 0.25% · 3.875%
HK$92,117
−HK$2,440/mo
Today · 4.125%
HK$94,557
baseline
▲ 0.50% · 4.625%
HK$99,542
+HK$4,985/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$189,114/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,502,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,767
−HK$6,069/mo
▼ 0.25% · 3.875%
HK$99,777
−HK$3,059/mo
Today · 4.125%
HK$102,836
baseline
▲ 0.50% · 4.625%
HK$109,093
+HK$6,257/mo
Deposit HK$14.15M · loan HK$21.22M · min. income ≈ HK$205,672/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,502,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,653
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$110,540
−HK$2,929/mo
Today · 4.125%
HK$113,469
baseline
▲ 0.50% · 4.625%
HK$119,450
+HK$5,981/mo
Deposit HK$14.15M · loan HK$21.22M · min. income ≈ HK$226,938/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,502,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,895
−HK$7,080/mo
▼ 0.25% · 3.875%
HK$116,407
−HK$3,568/mo
Today · 4.125%
HK$119,975
baseline
▲ 0.50% · 4.625%
HK$127,275
+HK$7,300/mo
Deposit HK$10.61M · loan HK$24.75M · min. income ≈ HK$239,950/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,595
−HK$6,785/mo
▼ 0.25% · 3.875%
HK$128,963
−HK$3,417/mo
Today · 4.125%
HK$132,380
baseline
▲ 0.50% · 4.625%
HK$139,358
+HK$6,978/mo
Deposit HK$10.61M · loan HK$24.75M · min. income ≈ HK$264,760/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,151
−HK$9,102/mo
▼ 0.25% · 3.875%
HK$149,666
−HK$4,587/mo
Today · 4.125%
HK$154,253
baseline
▲ 0.50% · 4.625%
HK$163,639
+HK$9,386/mo
Deposit HK$3.54M · loan HK$31.83M · min. income ≈ HK$308,506/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,479
−HK$8,724/mo
▼ 0.25% · 3.875%
HK$165,810
−HK$4,393/mo
Today · 4.125%
HK$170,203
baseline
▲ 0.50% · 4.625%
HK$179,175
+HK$8,972/mo
Deposit HK$3.54M · loan HK$31.83M · min. income ≈ HK$340,406/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,981 · Scale 2, in force from 26 Feb 2026)