LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,640
−HK$5,057/mo
▼ 0.25% · 3.875%
HK$83,149
−HK$2,548/mo
Today · 4.125%
HK$85,697
baseline
▲ 0.50% · 4.625%
HK$90,912
+HK$5,215/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$171,394/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,502,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,712
−HK$4,846/mo
▼ 0.25% · 3.875%
HK$92,118
−HK$2,440/mo
Today · 4.125%
HK$94,558
baseline
▲ 0.50% · 4.625%
HK$99,543
+HK$4,985/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$189,116/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,502,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,768
−HK$6,069/mo
▼ 0.25% · 3.875%
HK$99,778
−HK$3,059/mo
Today · 4.125%
HK$102,837
baseline
▲ 0.50% · 4.625%
HK$109,094
+HK$6,257/mo
Deposit HK$14.15M · loan HK$21.22M · min. income ≈ HK$205,674/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,502,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,654
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$110,541
−HK$2,929/mo
Today · 4.125%
HK$113,470
baseline
▲ 0.50% · 4.625%
HK$119,451
+HK$5,981/mo
Deposit HK$14.15M · loan HK$21.22M · min. income ≈ HK$226,940/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,502,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,897
−HK$7,079/mo
▼ 0.25% · 3.875%
HK$116,408
−HK$3,568/mo
Today · 4.125%
HK$119,976
baseline
▲ 0.50% · 4.625%
HK$127,276
+HK$7,300/mo
Deposit HK$10.61M · loan HK$24.76M · min. income ≈ HK$239,952/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,596
−HK$6,786/mo
▼ 0.25% · 3.875%
HK$128,965
−HK$3,417/mo
Today · 4.125%
HK$132,382
baseline
▲ 0.50% · 4.625%
HK$139,360
+HK$6,978/mo
Deposit HK$10.61M · loan HK$24.76M · min. income ≈ HK$264,764/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,153
−HK$9,102/mo
▼ 0.25% · 3.875%
HK$149,668
−HK$4,587/mo
Today · 4.125%
HK$154,255
baseline
▲ 0.50% · 4.625%
HK$163,641
+HK$9,386/mo
Deposit HK$3.54M · loan HK$31.83M · min. income ≈ HK$308,510/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,481
−HK$8,724/mo
▼ 0.25% · 3.875%
HK$165,812
−HK$4,393/mo
Today · 4.125%
HK$170,205
baseline
▲ 0.50% · 4.625%
HK$179,177
+HK$8,972/mo
Deposit HK$3.54M · loan HK$31.83M · min. income ≈ HK$340,410/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,996 · Scale 2, in force from 26 Feb 2026)