LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,641
−HK$5,057/mo
▼ 0.25% · 3.875%
HK$83,149
−HK$2,549/mo
Today · 4.125%
HK$85,698
baseline
▲ 0.50% · 4.625%
HK$90,912
+HK$5,214/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$171,396/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,503,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,712
−HK$4,847/mo
▼ 0.25% · 3.875%
HK$92,118
−HK$2,441/mo
Today · 4.125%
HK$94,559
baseline
▲ 0.50% · 4.625%
HK$99,543
+HK$4,984/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$189,118/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,503,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,769
−HK$6,068/mo
▼ 0.25% · 3.875%
HK$99,779
−HK$3,058/mo
Today · 4.125%
HK$102,837
baseline
▲ 0.50% · 4.625%
HK$109,095
+HK$6,258/mo
Deposit HK$14.15M · loan HK$21.22M · min. income ≈ HK$205,674/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,503,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,654
−HK$5,817/mo
▼ 0.25% · 3.875%
HK$110,542
−HK$2,929/mo
Today · 4.125%
HK$113,471
baseline
▲ 0.50% · 4.625%
HK$119,452
+HK$5,981/mo
Deposit HK$14.15M · loan HK$21.22M · min. income ≈ HK$226,942/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,503,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,897
−HK$7,080/mo
▼ 0.25% · 3.875%
HK$116,409
−HK$3,568/mo
Today · 4.125%
HK$119,977
baseline
▲ 0.50% · 4.625%
HK$127,277
+HK$7,300/mo
Deposit HK$10.61M · loan HK$24.76M · min. income ≈ HK$239,954/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,503,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,597
−HK$6,785/mo
▼ 0.25% · 3.875%
HK$128,965
−HK$3,417/mo
Today · 4.125%
HK$132,382
baseline
▲ 0.50% · 4.625%
HK$139,361
+HK$6,979/mo
Deposit HK$10.61M · loan HK$24.76M · min. income ≈ HK$264,764/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,503,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,153
−HK$9,103/mo
▼ 0.25% · 3.875%
HK$149,668
−HK$4,588/mo
Today · 4.125%
HK$154,256
baseline
▲ 0.50% · 4.625%
HK$163,642
+HK$9,386/mo
Deposit HK$3.54M · loan HK$31.83M · min. income ≈ HK$308,512/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,503,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,482
−HK$8,724/mo
▼ 0.25% · 3.875%
HK$165,813
−HK$4,393/mo
Today · 4.125%
HK$170,206
baseline
▲ 0.50% · 4.625%
HK$179,178
+HK$8,972/mo
Deposit HK$3.54M · loan HK$31.83M · min. income ≈ HK$340,412/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,503,004 · Scale 2, in force from 26 Feb 2026)