LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,643
−HK$5,057/mo
▼ 0.25% · 3.875%
HK$83,152
−HK$2,548/mo
Today · 4.125%
HK$85,700
baseline
▲ 0.50% · 4.625%
HK$90,915
+HK$5,215/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$171,400/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,503,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,715
−HK$4,847/mo
▼ 0.25% · 3.875%
HK$92,121
−HK$2,441/mo
Today · 4.125%
HK$94,562
baseline
▲ 0.50% · 4.625%
HK$99,546
+HK$4,984/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$189,124/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,503,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,772
−HK$6,068/mo
▼ 0.25% · 3.875%
HK$99,782
−HK$3,058/mo
Today · 4.125%
HK$102,840
baseline
▲ 0.50% · 4.625%
HK$109,098
+HK$6,258/mo
Deposit HK$14.15M · loan HK$21.22M · min. income ≈ HK$205,680/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,503,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,658
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$110,545
−HK$2,929/mo
Today · 4.125%
HK$113,474
baseline
▲ 0.50% · 4.625%
HK$119,455
+HK$5,981/mo
Deposit HK$14.15M · loan HK$21.22M · min. income ≈ HK$226,948/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,503,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,900
−HK$7,080/mo
▼ 0.25% · 3.875%
HK$116,412
−HK$3,568/mo
Today · 4.125%
HK$119,980
baseline
▲ 0.50% · 4.625%
HK$127,281
+HK$7,301/mo
Deposit HK$10.61M · loan HK$24.76M · min. income ≈ HK$239,960/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,503,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,600
−HK$6,786/mo
▼ 0.25% · 3.875%
HK$128,969
−HK$3,417/mo
Today · 4.125%
HK$132,386
baseline
▲ 0.50% · 4.625%
HK$139,365
+HK$6,979/mo
Deposit HK$10.61M · loan HK$24.76M · min. income ≈ HK$264,772/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,503,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,158
−HK$9,102/mo
▼ 0.25% · 3.875%
HK$149,673
−HK$4,587/mo
Today · 4.125%
HK$154,260
baseline
▲ 0.50% · 4.625%
HK$163,647
+HK$9,387/mo
Deposit HK$3.54M · loan HK$31.83M · min. income ≈ HK$308,520/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,503,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,486
−HK$8,725/mo
▼ 0.25% · 3.875%
HK$165,817
−HK$4,394/mo
Today · 4.125%
HK$170,211
baseline
▲ 0.50% · 4.625%
HK$179,183
+HK$8,972/mo
Deposit HK$3.54M · loan HK$31.83M · min. income ≈ HK$340,422/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,503,046 · Scale 2, in force from 26 Feb 2026)