LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,645
−HK$5,057/mo
▼ 0.25% · 3.875%
HK$83,153
−HK$2,549/mo
Today · 4.125%
HK$85,702
baseline
▲ 0.50% · 4.625%
HK$90,917
+HK$5,215/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$171,404/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,503,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,716
−HK$4,848/mo
▼ 0.25% · 3.875%
HK$92,123
−HK$2,441/mo
Today · 4.125%
HK$94,564
baseline
▲ 0.50% · 4.625%
HK$99,548
+HK$4,984/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$189,128/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,503,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,774
−HK$6,068/mo
▼ 0.25% · 3.875%
HK$99,784
−HK$3,058/mo
Today · 4.125%
HK$102,842
baseline
▲ 0.50% · 4.625%
HK$109,100
+HK$6,258/mo
Deposit HK$14.15M · loan HK$21.22M · min. income ≈ HK$205,684/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,503,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,660
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$110,547
−HK$2,929/mo
Today · 4.125%
HK$113,476
baseline
▲ 0.50% · 4.625%
HK$119,458
+HK$5,982/mo
Deposit HK$14.15M · loan HK$21.22M · min. income ≈ HK$226,952/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,503,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,903
−HK$7,080/mo
▼ 0.25% · 3.875%
HK$116,415
−HK$3,568/mo
Today · 4.125%
HK$119,983
baseline
▲ 0.50% · 4.625%
HK$127,283
+HK$7,300/mo
Deposit HK$10.61M · loan HK$24.76M · min. income ≈ HK$239,966/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,503,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,603
−HK$6,786/mo
▼ 0.25% · 3.875%
HK$128,972
−HK$3,417/mo
Today · 4.125%
HK$132,389
baseline
▲ 0.50% · 4.625%
HK$139,367
+HK$6,978/mo
Deposit HK$10.61M · loan HK$24.76M · min. income ≈ HK$264,778/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,503,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,161
−HK$9,102/mo
▼ 0.25% · 3.875%
HK$149,676
−HK$4,587/mo
Today · 4.125%
HK$154,263
baseline
▲ 0.50% · 4.625%
HK$163,650
+HK$9,387/mo
Deposit HK$3.54M · loan HK$31.83M · min. income ≈ HK$308,526/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,503,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,490
−HK$8,724/mo
▼ 0.25% · 3.875%
HK$165,821
−HK$4,393/mo
Today · 4.125%
HK$170,214
baseline
▲ 0.50% · 4.625%
HK$179,187
+HK$8,973/mo
Deposit HK$3.54M · loan HK$31.83M · min. income ≈ HK$340,428/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,503,078 · Scale 2, in force from 26 Feb 2026)