LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,650
−HK$5,057/mo
▼ 0.25% · 3.875%
HK$83,158
−HK$2,549/mo
Today · 4.125%
HK$85,707
baseline
▲ 0.50% · 4.625%
HK$90,922
+HK$5,215/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$171,414/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,503,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,722
−HK$4,847/mo
▼ 0.25% · 3.875%
HK$92,128
−HK$2,441/mo
Today · 4.125%
HK$94,569
baseline
▲ 0.50% · 4.625%
HK$99,554
+HK$4,985/mo
Deposit HK$17.68M · loan HK$17.68M · min. income ≈ HK$189,138/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,503,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,780
−HK$6,069/mo
▼ 0.25% · 3.875%
HK$99,790
−HK$3,059/mo
Today · 4.125%
HK$102,849
baseline
▲ 0.50% · 4.625%
HK$109,107
+HK$6,258/mo
Deposit HK$14.15M · loan HK$21.22M · min. income ≈ HK$205,698/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,503,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,666
−HK$5,817/mo
▼ 0.25% · 3.875%
HK$110,554
−HK$2,929/mo
Today · 4.125%
HK$113,483
baseline
▲ 0.50% · 4.625%
HK$119,465
+HK$5,982/mo
Deposit HK$14.15M · loan HK$21.22M · min. income ≈ HK$226,966/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,503,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,910
−HK$7,080/mo
▼ 0.25% · 3.875%
HK$116,422
−HK$3,568/mo
Today · 4.125%
HK$119,990
baseline
▲ 0.50% · 4.625%
HK$127,291
+HK$7,301/mo
Deposit HK$10.61M · loan HK$24.76M · min. income ≈ HK$239,980/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,503,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,611
−HK$6,786/mo
▼ 0.25% · 3.875%
HK$128,980
−HK$3,417/mo
Today · 4.125%
HK$132,397
baseline
▲ 0.50% · 4.625%
HK$139,376
+HK$6,979/mo
Deposit HK$10.61M · loan HK$24.76M · min. income ≈ HK$264,794/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,503,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,169
−HK$9,104/mo
▼ 0.25% · 3.875%
HK$149,685
−HK$4,588/mo
Today · 4.125%
HK$154,273
baseline
▲ 0.50% · 4.625%
HK$163,660
+HK$9,387/mo
Deposit HK$3.54M · loan HK$31.83M · min. income ≈ HK$308,546/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,503,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,500
−HK$8,725/mo
▼ 0.25% · 3.875%
HK$165,831
−HK$4,394/mo
Today · 4.125%
HK$170,225
baseline
▲ 0.50% · 4.625%
HK$179,198
+HK$8,973/mo
Deposit HK$3.54M · loan HK$31.83M · min. income ≈ HK$340,450/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,503,170 · Scale 2, in force from 26 Feb 2026)