LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,658
−HK$5,058/mo
▼ 0.25% · 3.875%
HK$83,167
−HK$2,549/mo
Today · 4.125%
HK$85,716
baseline
▲ 0.50% · 4.625%
HK$90,931
+HK$5,215/mo
Deposit HK$17.69M · loan HK$17.69M · min. income ≈ HK$171,432/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,503,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,731
−HK$4,848/mo
▼ 0.25% · 3.875%
HK$92,138
−HK$2,441/mo
Today · 4.125%
HK$94,579
baseline
▲ 0.50% · 4.625%
HK$99,564
+HK$4,985/mo
Deposit HK$17.69M · loan HK$17.69M · min. income ≈ HK$189,158/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,503,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,789
−HK$6,070/mo
▼ 0.25% · 3.875%
HK$99,800
−HK$3,059/mo
Today · 4.125%
HK$102,859
baseline
▲ 0.50% · 4.625%
HK$109,118
+HK$6,259/mo
Deposit HK$14.15M · loan HK$21.22M · min. income ≈ HK$205,718/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,503,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,677
−HK$5,818/mo
▼ 0.25% · 3.875%
HK$110,565
−HK$2,930/mo
Today · 4.125%
HK$113,495
baseline
▲ 0.50% · 4.625%
HK$119,477
+HK$5,982/mo
Deposit HK$14.15M · loan HK$21.22M · min. income ≈ HK$226,990/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,503,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,921
−HK$7,081/mo
▼ 0.25% · 3.875%
HK$116,434
−HK$3,568/mo
Today · 4.125%
HK$120,002
baseline
▲ 0.50% · 4.625%
HK$127,304
+HK$7,302/mo
Deposit HK$10.61M · loan HK$24.76M · min. income ≈ HK$240,004/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,503,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,624
−HK$6,787/mo
▼ 0.25% · 3.875%
HK$128,993
−HK$3,418/mo
Today · 4.125%
HK$132,411
baseline
▲ 0.50% · 4.625%
HK$139,390
+HK$6,979/mo
Deposit HK$10.61M · loan HK$24.76M · min. income ≈ HK$264,822/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,503,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,184
−HK$9,105/mo
▼ 0.25% · 3.875%
HK$149,700
−HK$4,589/mo
Today · 4.125%
HK$154,289
baseline
▲ 0.50% · 4.625%
HK$163,677
+HK$9,388/mo
Deposit HK$3.54M · loan HK$31.84M · min. income ≈ HK$308,578/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,503,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,516
−HK$8,726/mo
▼ 0.25% · 3.875%
HK$165,848
−HK$4,394/mo
Today · 4.125%
HK$170,242
baseline
▲ 0.50% · 4.625%
HK$179,216
+HK$8,974/mo
Deposit HK$3.54M · loan HK$31.84M · min. income ≈ HK$340,484/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,503,323 · Scale 2, in force from 26 Feb 2026)