LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,664
−HK$5,058/mo
▼ 0.25% · 3.875%
HK$83,173
−HK$2,549/mo
Today · 4.125%
HK$85,722
baseline
▲ 0.50% · 4.625%
HK$90,938
+HK$5,216/mo
Deposit HK$17.69M · loan HK$17.69M · min. income ≈ HK$171,444/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,503,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,738
−HK$4,848/mo
▼ 0.25% · 3.875%
HK$92,144
−HK$2,442/mo
Today · 4.125%
HK$94,586
baseline
▲ 0.50% · 4.625%
HK$99,571
+HK$4,985/mo
Deposit HK$17.69M · loan HK$17.69M · min. income ≈ HK$189,172/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,503,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,796
−HK$6,070/mo
▼ 0.25% · 3.875%
HK$99,807
−HK$3,059/mo
Today · 4.125%
HK$102,866
baseline
▲ 0.50% · 4.625%
HK$109,126
+HK$6,260/mo
Deposit HK$14.15M · loan HK$21.22M · min. income ≈ HK$205,732/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,503,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,685
−HK$5,818/mo
▼ 0.25% · 3.875%
HK$110,573
−HK$2,930/mo
Today · 4.125%
HK$113,503
baseline
▲ 0.50% · 4.625%
HK$119,486
+HK$5,983/mo
Deposit HK$14.15M · loan HK$21.22M · min. income ≈ HK$227,006/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,503,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,929
−HK$7,082/mo
▼ 0.25% · 3.875%
HK$116,442
−HK$3,569/mo
Today · 4.125%
HK$120,011
baseline
▲ 0.50% · 4.625%
HK$127,313
+HK$7,302/mo
Deposit HK$10.61M · loan HK$24.76M · min. income ≈ HK$240,022/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,503,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,633
−HK$6,787/mo
▼ 0.25% · 3.875%
HK$129,002
−HK$3,418/mo
Today · 4.125%
HK$132,420
baseline
▲ 0.50% · 4.625%
HK$139,400
+HK$6,980/mo
Deposit HK$10.61M · loan HK$24.76M · min. income ≈ HK$264,840/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,503,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,195
−HK$9,105/mo
▼ 0.25% · 3.875%
HK$149,711
−HK$4,589/mo
Today · 4.125%
HK$154,300
baseline
▲ 0.50% · 4.625%
HK$163,688
+HK$9,388/mo
Deposit HK$3.54M · loan HK$31.84M · min. income ≈ HK$308,600/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,503,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,528
−HK$8,726/mo
▼ 0.25% · 3.875%
HK$165,860
−HK$4,394/mo
Today · 4.125%
HK$170,254
baseline
▲ 0.50% · 4.625%
HK$179,229
+HK$8,975/mo
Deposit HK$3.54M · loan HK$31.84M · min. income ≈ HK$340,508/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,503,430 · Scale 2, in force from 26 Feb 2026)