LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,668
−HK$5,058/mo
▼ 0.25% · 3.875%
HK$83,177
−HK$2,549/mo
Today · 4.125%
HK$85,726
baseline
▲ 0.50% · 4.625%
HK$90,943
+HK$5,217/mo
Deposit HK$17.69M · loan HK$17.69M · min. income ≈ HK$171,452/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,503,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,742
−HK$4,849/mo
▼ 0.25% · 3.875%
HK$92,149
−HK$2,442/mo
Today · 4.125%
HK$94,591
baseline
▲ 0.50% · 4.625%
HK$99,577
+HK$4,986/mo
Deposit HK$17.69M · loan HK$17.69M · min. income ≈ HK$189,182/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,503,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,801
−HK$6,071/mo
▼ 0.25% · 3.875%
HK$99,812
−HK$3,060/mo
Today · 4.125%
HK$102,872
baseline
▲ 0.50% · 4.625%
HK$109,131
+HK$6,259/mo
Deposit HK$14.15M · loan HK$21.23M · min. income ≈ HK$205,744/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,503,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,691
−HK$5,818/mo
▼ 0.25% · 3.875%
HK$110,579
−HK$2,930/mo
Today · 4.125%
HK$113,509
baseline
▲ 0.50% · 4.625%
HK$119,492
+HK$5,983/mo
Deposit HK$14.15M · loan HK$21.23M · min. income ≈ HK$227,018/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,503,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,935
−HK$7,082/mo
▼ 0.25% · 3.875%
HK$116,448
−HK$3,569/mo
Today · 4.125%
HK$120,017
baseline
▲ 0.50% · 4.625%
HK$127,320
+HK$7,303/mo
Deposit HK$10.61M · loan HK$24.76M · min. income ≈ HK$240,034/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,503,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,639
−HK$6,788/mo
▼ 0.25% · 3.875%
HK$129,009
−HK$3,418/mo
Today · 4.125%
HK$132,427
baseline
▲ 0.50% · 4.625%
HK$139,407
+HK$6,980/mo
Deposit HK$10.61M · loan HK$24.76M · min. income ≈ HK$264,854/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,503,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,202
−HK$9,106/mo
▼ 0.25% · 3.875%
HK$149,719
−HK$4,589/mo
Today · 4.125%
HK$154,308
baseline
▲ 0.50% · 4.625%
HK$163,697
+HK$9,389/mo
Deposit HK$3.54M · loan HK$31.84M · min. income ≈ HK$308,616/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,503,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,536
−HK$8,727/mo
▼ 0.25% · 3.875%
HK$165,868
−HK$4,395/mo
Today · 4.125%
HK$170,263
baseline
▲ 0.50% · 4.625%
HK$179,238
+HK$8,975/mo
Deposit HK$3.54M · loan HK$31.84M · min. income ≈ HK$340,526/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,503,508 · Scale 2, in force from 26 Feb 2026)