LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,668
−HK$5,059/mo
▼ 0.25% · 3.875%
HK$83,178
−HK$2,549/mo
Today · 4.125%
HK$85,727
baseline
▲ 0.50% · 4.625%
HK$90,943
+HK$5,216/mo
Deposit HK$17.69M · loan HK$17.69M · min. income ≈ HK$171,454/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,503,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,743
−HK$4,848/mo
▼ 0.25% · 3.875%
HK$92,150
−HK$2,441/mo
Today · 4.125%
HK$94,591
baseline
▲ 0.50% · 4.625%
HK$99,577
+HK$4,986/mo
Deposit HK$17.69M · loan HK$17.69M · min. income ≈ HK$189,182/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,503,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,802
−HK$6,070/mo
▼ 0.25% · 3.875%
HK$99,813
−HK$3,059/mo
Today · 4.125%
HK$102,872
baseline
▲ 0.50% · 4.625%
HK$109,132
+HK$6,260/mo
Deposit HK$14.15M · loan HK$21.23M · min. income ≈ HK$205,744/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,503,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,691
−HK$5,819/mo
▼ 0.25% · 3.875%
HK$110,580
−HK$2,930/mo
Today · 4.125%
HK$113,510
baseline
▲ 0.50% · 4.625%
HK$119,493
+HK$5,983/mo
Deposit HK$14.15M · loan HK$21.23M · min. income ≈ HK$227,020/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,503,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,936
−HK$7,082/mo
▼ 0.25% · 3.875%
HK$116,449
−HK$3,569/mo
Today · 4.125%
HK$120,018
baseline
▲ 0.50% · 4.625%
HK$127,321
+HK$7,303/mo
Deposit HK$10.61M · loan HK$24.76M · min. income ≈ HK$240,036/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,503,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,640
−HK$6,788/mo
▼ 0.25% · 3.875%
HK$129,009
−HK$3,419/mo
Today · 4.125%
HK$132,428
baseline
▲ 0.50% · 4.625%
HK$139,408
+HK$6,980/mo
Deposit HK$10.61M · loan HK$24.76M · min. income ≈ HK$264,856/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,503,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,203
−HK$9,106/mo
▼ 0.25% · 3.875%
HK$149,720
−HK$4,589/mo
Today · 4.125%
HK$154,309
baseline
▲ 0.50% · 4.625%
HK$163,698
+HK$9,389/mo
Deposit HK$3.54M · loan HK$31.84M · min. income ≈ HK$308,618/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,503,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,537
−HK$8,727/mo
▼ 0.25% · 3.875%
HK$165,869
−HK$4,395/mo
Today · 4.125%
HK$170,264
baseline
▲ 0.50% · 4.625%
HK$179,239
+HK$8,975/mo
Deposit HK$3.54M · loan HK$31.84M · min. income ≈ HK$340,528/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,503,518 · Scale 2, in force from 26 Feb 2026)