LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,677
−HK$5,059/mo
▼ 0.25% · 3.875%
HK$83,187
−HK$2,549/mo
Today · 4.125%
HK$85,736
baseline
▲ 0.50% · 4.625%
HK$90,953
+HK$5,217/mo
Deposit HK$17.69M · loan HK$17.69M · min. income ≈ HK$171,472/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,503,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,752
−HK$4,849/mo
▼ 0.25% · 3.875%
HK$92,160
−HK$2,441/mo
Today · 4.125%
HK$94,601
baseline
▲ 0.50% · 4.625%
HK$99,588
+HK$4,987/mo
Deposit HK$17.69M · loan HK$17.69M · min. income ≈ HK$189,202/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,503,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,813
−HK$6,071/mo
▼ 0.25% · 3.875%
HK$99,824
−HK$3,060/mo
Today · 4.125%
HK$102,884
baseline
▲ 0.50% · 4.625%
HK$109,144
+HK$6,260/mo
Deposit HK$14.15M · loan HK$21.23M · min. income ≈ HK$205,768/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,503,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,703
−HK$5,819/mo
▼ 0.25% · 3.875%
HK$110,591
−HK$2,931/mo
Today · 4.125%
HK$113,522
baseline
▲ 0.50% · 4.625%
HK$119,506
+HK$5,984/mo
Deposit HK$14.15M · loan HK$21.23M · min. income ≈ HK$227,044/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,503,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,948
−HK$7,083/mo
▼ 0.25% · 3.875%
HK$116,461
−HK$3,570/mo
Today · 4.125%
HK$120,031
baseline
▲ 0.50% · 4.625%
HK$127,334
+HK$7,303/mo
Deposit HK$10.61M · loan HK$24.77M · min. income ≈ HK$240,062/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,503,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,653
−HK$6,789/mo
▼ 0.25% · 3.875%
HK$129,023
−HK$3,419/mo
Today · 4.125%
HK$132,442
baseline
▲ 0.50% · 4.625%
HK$139,423
+HK$6,981/mo
Deposit HK$10.61M · loan HK$24.77M · min. income ≈ HK$264,884/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,503,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,219
−HK$9,106/mo
▼ 0.25% · 3.875%
HK$149,736
−HK$4,589/mo
Today · 4.125%
HK$154,325
baseline
▲ 0.50% · 4.625%
HK$163,716
+HK$9,391/mo
Deposit HK$3.54M · loan HK$31.84M · min. income ≈ HK$308,650/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,503,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,554
−HK$8,729/mo
▼ 0.25% · 3.875%
HK$165,887
−HK$4,396/mo
Today · 4.125%
HK$170,283
baseline
▲ 0.50% · 4.625%
HK$179,259
+HK$8,976/mo
Deposit HK$3.54M · loan HK$31.84M · min. income ≈ HK$340,566/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,503,681 · Scale 2, in force from 26 Feb 2026)