LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,681
−HK$5,059/mo
▼ 0.25% · 3.875%
HK$83,190
−HK$2,550/mo
Today · 4.125%
HK$85,740
baseline
▲ 0.50% · 4.625%
HK$90,957
+HK$5,217/mo
Deposit HK$17.69M · loan HK$17.69M · min. income ≈ HK$171,480/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,503,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,756
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$92,164
−HK$2,442/mo
Today · 4.125%
HK$94,606
baseline
▲ 0.50% · 4.625%
HK$99,592
+HK$4,986/mo
Deposit HK$17.69M · loan HK$17.69M · min. income ≈ HK$189,212/mo (50% DSR)
Upfront cash ≈ HK$19.19M (deposit + AVD stamp duty HK$1,503,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,817
−HK$6,071/mo
▼ 0.25% · 3.875%
HK$99,828
−HK$3,060/mo
Today · 4.125%
HK$102,888
baseline
▲ 0.50% · 4.625%
HK$109,149
+HK$6,261/mo
Deposit HK$14.15M · loan HK$21.23M · min. income ≈ HK$205,776/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,503,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,708
−HK$5,819/mo
▼ 0.25% · 3.875%
HK$110,596
−HK$2,931/mo
Today · 4.125%
HK$113,527
baseline
▲ 0.50% · 4.625%
HK$119,511
+HK$5,984/mo
Deposit HK$14.15M · loan HK$21.23M · min. income ≈ HK$227,054/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,503,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,953
−HK$7,083/mo
▼ 0.25% · 3.875%
HK$116,466
−HK$3,570/mo
Today · 4.125%
HK$120,036
baseline
▲ 0.50% · 4.625%
HK$127,340
+HK$7,304/mo
Deposit HK$10.61M · loan HK$24.77M · min. income ≈ HK$240,072/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,503,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,659
−HK$6,789/mo
▼ 0.25% · 3.875%
HK$129,029
−HK$3,419/mo
Today · 4.125%
HK$132,448
baseline
▲ 0.50% · 4.625%
HK$139,429
+HK$6,981/mo
Deposit HK$10.61M · loan HK$24.77M · min. income ≈ HK$264,896/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,503,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,225
−HK$9,107/mo
▼ 0.25% · 3.875%
HK$149,743
−HK$4,589/mo
Today · 4.125%
HK$154,332
baseline
▲ 0.50% · 4.625%
HK$163,723
+HK$9,391/mo
Deposit HK$3.54M · loan HK$31.84M · min. income ≈ HK$308,664/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,503,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,562
−HK$8,728/mo
▼ 0.25% · 3.875%
HK$165,895
−HK$4,395/mo
Today · 4.125%
HK$170,290
baseline
▲ 0.50% · 4.625%
HK$179,266
+HK$8,976/mo
Deposit HK$3.54M · loan HK$31.84M · min. income ≈ HK$340,580/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,503,747 · Scale 2, in force from 26 Feb 2026)