LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,690
−HK$5,060/mo
▼ 0.25% · 3.875%
HK$83,200
−HK$2,550/mo
Today · 4.125%
HK$85,750
baseline
▲ 0.50% · 4.625%
HK$90,968
+HK$5,218/mo
Deposit HK$17.69M · loan HK$17.69M · min. income ≈ HK$171,500/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$1,503,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,767
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$92,175
−HK$2,442/mo
Today · 4.125%
HK$94,617
baseline
▲ 0.50% · 4.625%
HK$99,604
+HK$4,987/mo
Deposit HK$17.69M · loan HK$17.69M · min. income ≈ HK$189,234/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$1,503,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,828
−HK$6,072/mo
▼ 0.25% · 3.875%
HK$99,840
−HK$3,060/mo
Today · 4.125%
HK$102,900
baseline
▲ 0.50% · 4.625%
HK$109,162
+HK$6,262/mo
Deposit HK$14.15M · loan HK$21.23M · min. income ≈ HK$205,800/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,503,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,721
−HK$5,819/mo
▼ 0.25% · 3.875%
HK$110,610
−HK$2,930/mo
Today · 4.125%
HK$113,540
baseline
▲ 0.50% · 4.625%
HK$119,525
+HK$5,985/mo
Deposit HK$14.15M · loan HK$21.23M · min. income ≈ HK$227,080/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,503,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,966
−HK$7,084/mo
▼ 0.25% · 3.875%
HK$116,480
−HK$3,570/mo
Today · 4.125%
HK$120,050
baseline
▲ 0.50% · 4.625%
HK$127,355
+HK$7,305/mo
Deposit HK$10.62M · loan HK$24.77M · min. income ≈ HK$240,100/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,503,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,674
−HK$6,790/mo
▼ 0.25% · 3.875%
HK$129,045
−HK$3,419/mo
Today · 4.125%
HK$132,464
baseline
▲ 0.50% · 4.625%
HK$139,446
+HK$6,982/mo
Deposit HK$10.62M · loan HK$24.77M · min. income ≈ HK$264,928/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,503,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,243
−HK$9,108/mo
▼ 0.25% · 3.875%
HK$149,760
−HK$4,591/mo
Today · 4.125%
HK$154,351
baseline
▲ 0.50% · 4.625%
HK$163,742
+HK$9,391/mo
Deposit HK$3.54M · loan HK$31.85M · min. income ≈ HK$308,702/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,503,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,581
−HK$8,730/mo
▼ 0.25% · 3.875%
HK$165,914
−HK$4,397/mo
Today · 4.125%
HK$170,311
baseline
▲ 0.50% · 4.625%
HK$179,288
+HK$8,977/mo
Deposit HK$3.54M · loan HK$31.85M · min. income ≈ HK$340,622/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,503,927 · Scale 2, in force from 26 Feb 2026)