LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,694
−HK$5,060/mo
▼ 0.25% · 3.875%
HK$83,204
−HK$2,550/mo
Today · 4.125%
HK$85,754
baseline
▲ 0.50% · 4.625%
HK$90,972
+HK$5,218/mo
Deposit HK$17.69M · loan HK$17.69M · min. income ≈ HK$171,508/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$1,503,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,771
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$92,179
−HK$2,442/mo
Today · 4.125%
HK$94,621
baseline
▲ 0.50% · 4.625%
HK$99,609
+HK$4,988/mo
Deposit HK$17.69M · loan HK$17.69M · min. income ≈ HK$189,242/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$1,503,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,833
−HK$6,072/mo
▼ 0.25% · 3.875%
HK$99,845
−HK$3,060/mo
Today · 4.125%
HK$102,905
baseline
▲ 0.50% · 4.625%
HK$109,167
+HK$6,262/mo
Deposit HK$14.16M · loan HK$21.23M · min. income ≈ HK$205,810/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,503,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,725
−HK$5,821/mo
▼ 0.25% · 3.875%
HK$110,615
−HK$2,931/mo
Today · 4.125%
HK$113,546
baseline
▲ 0.50% · 4.625%
HK$119,531
+HK$5,985/mo
Deposit HK$14.16M · loan HK$21.23M · min. income ≈ HK$227,092/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,503,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,972
−HK$7,084/mo
▼ 0.25% · 3.875%
HK$116,486
−HK$3,570/mo
Today · 4.125%
HK$120,056
baseline
▲ 0.50% · 4.625%
HK$127,361
+HK$7,305/mo
Deposit HK$10.62M · loan HK$24.77M · min. income ≈ HK$240,112/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,503,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,680
−HK$6,790/mo
▼ 0.25% · 3.875%
HK$129,050
−HK$3,420/mo
Today · 4.125%
HK$132,470
baseline
▲ 0.50% · 4.625%
HK$139,452
+HK$6,982/mo
Deposit HK$10.62M · loan HK$24.77M · min. income ≈ HK$264,940/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,503,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,249
−HK$9,108/mo
▼ 0.25% · 3.875%
HK$149,767
−HK$4,590/mo
Today · 4.125%
HK$154,357
baseline
▲ 0.50% · 4.625%
HK$163,750
+HK$9,393/mo
Deposit HK$3.54M · loan HK$31.85M · min. income ≈ HK$308,714/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,503,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,588
−HK$8,730/mo
▼ 0.25% · 3.875%
HK$165,922
−HK$4,396/mo
Today · 4.125%
HK$170,318
baseline
▲ 0.50% · 4.625%
HK$179,296
+HK$8,978/mo
Deposit HK$3.54M · loan HK$31.85M · min. income ≈ HK$340,636/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,503,995 · Scale 2, in force from 26 Feb 2026)