LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,705
−HK$5,061/mo
▼ 0.25% · 3.875%
HK$83,216
−HK$2,550/mo
Today · 4.125%
HK$85,766
baseline
▲ 0.50% · 4.625%
HK$90,985
+HK$5,219/mo
Deposit HK$17.70M · loan HK$17.70M · min. income ≈ HK$171,532/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$1,504,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,784
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$92,192
−HK$2,442/mo
Today · 4.125%
HK$94,634
baseline
▲ 0.50% · 4.625%
HK$99,623
+HK$4,989/mo
Deposit HK$17.70M · loan HK$17.70M · min. income ≈ HK$189,268/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$1,504,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,846
−HK$6,073/mo
▼ 0.25% · 3.875%
HK$99,859
−HK$3,060/mo
Today · 4.125%
HK$102,919
baseline
▲ 0.50% · 4.625%
HK$109,182
+HK$6,263/mo
Deposit HK$14.16M · loan HK$21.24M · min. income ≈ HK$205,838/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,504,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,740
−HK$5,821/mo
▼ 0.25% · 3.875%
HK$110,630
−HK$2,931/mo
Today · 4.125%
HK$113,561
baseline
▲ 0.50% · 4.625%
HK$119,547
+HK$5,986/mo
Deposit HK$14.16M · loan HK$21.24M · min. income ≈ HK$227,122/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,504,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,987
−HK$7,086/mo
▼ 0.25% · 3.875%
HK$116,502
−HK$3,571/mo
Today · 4.125%
HK$120,073
baseline
▲ 0.50% · 4.625%
HK$127,379
+HK$7,306/mo
Deposit HK$10.62M · loan HK$24.78M · min. income ≈ HK$240,146/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,504,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,697
−HK$6,791/mo
▼ 0.25% · 3.875%
HK$129,068
−HK$3,420/mo
Today · 4.125%
HK$132,488
baseline
▲ 0.50% · 4.625%
HK$139,472
+HK$6,984/mo
Deposit HK$10.62M · loan HK$24.78M · min. income ≈ HK$264,976/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,504,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,269
−HK$9,110/mo
▼ 0.25% · 3.875%
HK$149,788
−HK$4,591/mo
Today · 4.125%
HK$154,379
baseline
▲ 0.50% · 4.625%
HK$163,773
+HK$9,394/mo
Deposit HK$3.54M · loan HK$31.85M · min. income ≈ HK$308,758/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,504,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,611
−HK$8,731/mo
▼ 0.25% · 3.875%
HK$165,945
−HK$4,397/mo
Today · 4.125%
HK$170,342
baseline
▲ 0.50% · 4.625%
HK$179,321
+HK$8,979/mo
Deposit HK$3.54M · loan HK$31.85M · min. income ≈ HK$340,684/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,504,204 · Scale 2, in force from 26 Feb 2026)