LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,711
−HK$5,061/mo
▼ 0.25% · 3.875%
HK$83,221
−HK$2,551/mo
Today · 4.125%
HK$85,772
baseline
▲ 0.50% · 4.625%
HK$90,991
+HK$5,219/mo
Deposit HK$17.70M · loan HK$17.70M · min. income ≈ HK$171,544/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$1,504,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,790
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$92,198
−HK$2,443/mo
Today · 4.125%
HK$94,641
baseline
▲ 0.50% · 4.625%
HK$99,630
+HK$4,989/mo
Deposit HK$17.70M · loan HK$17.70M · min. income ≈ HK$189,282/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$1,504,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,853
−HK$6,074/mo
▼ 0.25% · 3.875%
HK$99,866
−HK$3,061/mo
Today · 4.125%
HK$102,927
baseline
▲ 0.50% · 4.625%
HK$109,189
+HK$6,262/mo
Deposit HK$14.16M · loan HK$21.24M · min. income ≈ HK$205,854/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,504,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,748
−HK$5,821/mo
▼ 0.25% · 3.875%
HK$110,638
−HK$2,931/mo
Today · 4.125%
HK$113,569
baseline
▲ 0.50% · 4.625%
HK$119,556
+HK$5,987/mo
Deposit HK$14.16M · loan HK$21.24M · min. income ≈ HK$227,138/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,504,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,995
−HK$7,086/mo
▼ 0.25% · 3.875%
HK$116,510
−HK$3,571/mo
Today · 4.125%
HK$120,081
baseline
▲ 0.50% · 4.625%
HK$127,388
+HK$7,307/mo
Deposit HK$10.62M · loan HK$24.78M · min. income ≈ HK$240,162/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,504,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,706
−HK$6,792/mo
▼ 0.25% · 3.875%
HK$129,077
−HK$3,421/mo
Today · 4.125%
HK$132,498
baseline
▲ 0.50% · 4.625%
HK$139,482
+HK$6,984/mo
Deposit HK$10.62M · loan HK$24.78M · min. income ≈ HK$264,996/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,504,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,280
−HK$9,110/mo
▼ 0.25% · 3.875%
HK$149,799
−HK$4,591/mo
Today · 4.125%
HK$154,390
baseline
▲ 0.50% · 4.625%
HK$163,784
+HK$9,394/mo
Deposit HK$3.54M · loan HK$31.86M · min. income ≈ HK$308,780/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,504,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,622
−HK$8,732/mo
▼ 0.25% · 3.875%
HK$165,957
−HK$4,397/mo
Today · 4.125%
HK$170,354
baseline
▲ 0.50% · 4.625%
HK$179,334
+HK$8,980/mo
Deposit HK$3.54M · loan HK$31.86M · min. income ≈ HK$340,708/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,504,311 · Scale 2, in force from 26 Feb 2026)