LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,712
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$83,223
−HK$2,551/mo
Today · 4.125%
HK$85,774
baseline
▲ 0.50% · 4.625%
HK$90,993
+HK$5,219/mo
Deposit HK$17.70M · loan HK$17.70M · min. income ≈ HK$171,548/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$1,504,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,792
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$92,200
−HK$2,443/mo
Today · 4.125%
HK$94,643
baseline
▲ 0.50% · 4.625%
HK$99,631
+HK$4,988/mo
Deposit HK$17.70M · loan HK$17.70M · min. income ≈ HK$189,286/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$1,504,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,855
−HK$6,073/mo
▼ 0.25% · 3.875%
HK$99,867
−HK$3,061/mo
Today · 4.125%
HK$102,928
baseline
▲ 0.50% · 4.625%
HK$109,191
+HK$6,263/mo
Deposit HK$14.16M · loan HK$21.24M · min. income ≈ HK$205,856/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,504,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,750
−HK$5,821/mo
▼ 0.25% · 3.875%
HK$110,640
−HK$2,931/mo
Today · 4.125%
HK$113,571
baseline
▲ 0.50% · 4.625%
HK$119,558
+HK$5,987/mo
Deposit HK$14.16M · loan HK$21.24M · min. income ≈ HK$227,142/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,504,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,997
−HK$7,086/mo
▼ 0.25% · 3.875%
HK$116,512
−HK$3,571/mo
Today · 4.125%
HK$120,083
baseline
▲ 0.50% · 4.625%
HK$127,390
+HK$7,307/mo
Deposit HK$10.62M · loan HK$24.78M · min. income ≈ HK$240,166/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,504,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,708
−HK$6,792/mo
▼ 0.25% · 3.875%
HK$129,080
−HK$3,420/mo
Today · 4.125%
HK$132,500
baseline
▲ 0.50% · 4.625%
HK$139,484
+HK$6,984/mo
Deposit HK$10.62M · loan HK$24.78M · min. income ≈ HK$265,000/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,504,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,282
−HK$9,111/mo
▼ 0.25% · 3.875%
HK$149,801
−HK$4,592/mo
Today · 4.125%
HK$154,393
baseline
▲ 0.50% · 4.625%
HK$163,787
+HK$9,394/mo
Deposit HK$3.54M · loan HK$31.86M · min. income ≈ HK$308,786/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,504,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,625
−HK$8,732/mo
▼ 0.25% · 3.875%
HK$165,960
−HK$4,397/mo
Today · 4.125%
HK$170,357
baseline
▲ 0.50% · 4.625%
HK$179,337
+HK$8,980/mo
Deposit HK$3.54M · loan HK$31.86M · min. income ≈ HK$340,714/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,504,336 · Scale 2, in force from 26 Feb 2026)