LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,718
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$83,229
−HK$2,551/mo
Today · 4.125%
HK$85,780
baseline
▲ 0.50% · 4.625%
HK$90,999
+HK$5,219/mo
Deposit HK$17.70M · loan HK$17.70M · min. income ≈ HK$171,560/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$1,504,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,798
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$92,206
−HK$2,443/mo
Today · 4.125%
HK$94,649
baseline
▲ 0.50% · 4.625%
HK$99,639
+HK$4,990/mo
Deposit HK$17.70M · loan HK$17.70M · min. income ≈ HK$189,298/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$1,504,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,862
−HK$6,074/mo
▼ 0.25% · 3.875%
HK$99,875
−HK$3,061/mo
Today · 4.125%
HK$102,936
baseline
▲ 0.50% · 4.625%
HK$109,199
+HK$6,263/mo
Deposit HK$14.16M · loan HK$21.24M · min. income ≈ HK$205,872/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,504,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,758
−HK$5,821/mo
▼ 0.25% · 3.875%
HK$110,648
−HK$2,931/mo
Today · 4.125%
HK$113,579
baseline
▲ 0.50% · 4.625%
HK$119,566
+HK$5,987/mo
Deposit HK$14.16M · loan HK$21.24M · min. income ≈ HK$227,158/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,504,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,005
−HK$7,087/mo
▼ 0.25% · 3.875%
HK$116,520
−HK$3,572/mo
Today · 4.125%
HK$120,092
baseline
▲ 0.50% · 4.625%
HK$127,399
+HK$7,307/mo
Deposit HK$10.62M · loan HK$24.78M · min. income ≈ HK$240,184/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,504,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,717
−HK$6,792/mo
▼ 0.25% · 3.875%
HK$129,089
−HK$3,420/mo
Today · 4.125%
HK$132,509
baseline
▲ 0.50% · 4.625%
HK$139,494
+HK$6,985/mo
Deposit HK$10.62M · loan HK$24.78M · min. income ≈ HK$265,018/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,504,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,292
−HK$9,112/mo
▼ 0.25% · 3.875%
HK$149,812
−HK$4,592/mo
Today · 4.125%
HK$154,404
baseline
▲ 0.50% · 4.625%
HK$163,799
+HK$9,395/mo
Deposit HK$3.54M · loan HK$31.86M · min. income ≈ HK$308,808/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,504,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,636
−HK$8,733/mo
▼ 0.25% · 3.875%
HK$165,971
−HK$4,398/mo
Today · 4.125%
HK$170,369
baseline
▲ 0.50% · 4.625%
HK$179,349
+HK$8,980/mo
Deposit HK$3.54M · loan HK$31.86M · min. income ≈ HK$340,738/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,504,443 · Scale 2, in force from 26 Feb 2026)