LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,720
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$83,231
−HK$2,551/mo
Today · 4.125%
HK$85,782
baseline
▲ 0.50% · 4.625%
HK$91,002
+HK$5,220/mo
Deposit HK$17.70M · loan HK$17.70M · min. income ≈ HK$171,564/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$1,504,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,801
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$92,209
−HK$2,443/mo
Today · 4.125%
HK$94,652
baseline
▲ 0.50% · 4.625%
HK$99,642
+HK$4,990/mo
Deposit HK$17.70M · loan HK$17.70M · min. income ≈ HK$189,304/mo (50% DSR)
Upfront cash ≈ HK$19.20M (deposit + AVD stamp duty HK$1,504,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,864
−HK$6,075/mo
▼ 0.25% · 3.875%
HK$99,878
−HK$3,061/mo
Today · 4.125%
HK$102,939
baseline
▲ 0.50% · 4.625%
HK$109,202
+HK$6,263/mo
Deposit HK$14.16M · loan HK$21.24M · min. income ≈ HK$205,878/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,504,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,761
−HK$5,822/mo
▼ 0.25% · 3.875%
HK$110,651
−HK$2,932/mo
Today · 4.125%
HK$113,583
baseline
▲ 0.50% · 4.625%
HK$119,570
+HK$5,987/mo
Deposit HK$14.16M · loan HK$21.24M · min. income ≈ HK$227,166/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,504,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,009
−HK$7,086/mo
▼ 0.25% · 3.875%
HK$116,524
−HK$3,571/mo
Today · 4.125%
HK$120,095
baseline
▲ 0.50% · 4.625%
HK$127,403
+HK$7,308/mo
Deposit HK$10.62M · loan HK$24.78M · min. income ≈ HK$240,190/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,504,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,721
−HK$6,792/mo
▼ 0.25% · 3.875%
HK$129,093
−HK$3,420/mo
Today · 4.125%
HK$132,513
baseline
▲ 0.50% · 4.625%
HK$139,498
+HK$6,985/mo
Deposit HK$10.62M · loan HK$24.78M · min. income ≈ HK$265,026/mo (50% DSR)
Upfront cash ≈ HK$12.12M (deposit + AVD stamp duty HK$1,504,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,297
−HK$9,111/mo
▼ 0.25% · 3.875%
HK$149,816
−HK$4,592/mo
Today · 4.125%
HK$154,408
baseline
▲ 0.50% · 4.625%
HK$163,803
+HK$9,395/mo
Deposit HK$3.54M · loan HK$31.86M · min. income ≈ HK$308,816/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,504,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,641
−HK$8,733/mo
▼ 0.25% · 3.875%
HK$165,976
−HK$4,398/mo
Today · 4.125%
HK$170,374
baseline
▲ 0.50% · 4.625%
HK$179,355
+HK$8,981/mo
Deposit HK$3.54M · loan HK$31.86M · min. income ≈ HK$340,748/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,504,488 · Scale 2, in force from 26 Feb 2026)