LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,729
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$83,240
−HK$2,551/mo
Today · 4.125%
HK$85,791
baseline
▲ 0.50% · 4.625%
HK$91,011
+HK$5,220/mo
Deposit HK$17.70M · loan HK$17.70M · min. income ≈ HK$171,582/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,504,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,810
−HK$4,852/mo
▼ 0.25% · 3.875%
HK$92,218
−HK$2,444/mo
Today · 4.125%
HK$94,662
baseline
▲ 0.50% · 4.625%
HK$99,652
+HK$4,990/mo
Deposit HK$17.70M · loan HK$17.70M · min. income ≈ HK$189,324/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,504,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,874
−HK$6,075/mo
▼ 0.25% · 3.875%
HK$99,888
−HK$3,061/mo
Today · 4.125%
HK$102,949
baseline
▲ 0.50% · 4.625%
HK$109,213
+HK$6,264/mo
Deposit HK$14.16M · loan HK$21.24M · min. income ≈ HK$205,898/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,504,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,772
−HK$5,822/mo
▼ 0.25% · 3.875%
HK$110,662
−HK$2,932/mo
Today · 4.125%
HK$113,594
baseline
▲ 0.50% · 4.625%
HK$119,582
+HK$5,988/mo
Deposit HK$14.16M · loan HK$21.24M · min. income ≈ HK$227,188/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,504,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,020
−HK$7,087/mo
▼ 0.25% · 3.875%
HK$116,536
−HK$3,571/mo
Today · 4.125%
HK$120,107
baseline
▲ 0.50% · 4.625%
HK$127,416
+HK$7,309/mo
Deposit HK$10.62M · loan HK$24.78M · min. income ≈ HK$240,214/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,504,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,734
−HK$6,793/mo
▼ 0.25% · 3.875%
HK$129,106
−HK$3,421/mo
Today · 4.125%
HK$132,527
baseline
▲ 0.50% · 4.625%
HK$139,512
+HK$6,985/mo
Deposit HK$10.62M · loan HK$24.78M · min. income ≈ HK$265,054/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,504,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,312
−HK$9,112/mo
▼ 0.25% · 3.875%
HK$149,832
−HK$4,592/mo
Today · 4.125%
HK$154,424
baseline
▲ 0.50% · 4.625%
HK$163,820
+HK$9,396/mo
Deposit HK$3.54M · loan HK$31.86M · min. income ≈ HK$308,848/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,504,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,658
−HK$8,733/mo
▼ 0.25% · 3.875%
HK$165,993
−HK$4,398/mo
Today · 4.125%
HK$170,391
baseline
▲ 0.50% · 4.625%
HK$179,373
+HK$8,982/mo
Deposit HK$3.54M · loan HK$31.86M · min. income ≈ HK$340,782/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,504,641 · Scale 2, in force from 26 Feb 2026)