LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,729
−HK$5,063/mo
▼ 0.25% · 3.875%
HK$83,241
−HK$2,551/mo
Today · 4.125%
HK$85,792
baseline
▲ 0.50% · 4.625%
HK$91,012
+HK$5,220/mo
Deposit HK$17.70M · loan HK$17.70M · min. income ≈ HK$171,584/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,504,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,811
−HK$4,852/mo
▼ 0.25% · 3.875%
HK$92,219
−HK$2,444/mo
Today · 4.125%
HK$94,663
baseline
▲ 0.50% · 4.625%
HK$99,653
+HK$4,990/mo
Deposit HK$17.70M · loan HK$17.70M · min. income ≈ HK$189,326/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,504,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,875
−HK$6,075/mo
▼ 0.25% · 3.875%
HK$99,889
−HK$3,061/mo
Today · 4.125%
HK$102,950
baseline
▲ 0.50% · 4.625%
HK$109,215
+HK$6,265/mo
Deposit HK$14.16M · loan HK$21.24M · min. income ≈ HK$205,900/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,504,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,773
−HK$5,823/mo
▼ 0.25% · 3.875%
HK$110,663
−HK$2,933/mo
Today · 4.125%
HK$113,596
baseline
▲ 0.50% · 4.625%
HK$119,583
+HK$5,987/mo
Deposit HK$14.16M · loan HK$21.24M · min. income ≈ HK$227,192/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,504,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,021
−HK$7,088/mo
▼ 0.25% · 3.875%
HK$116,537
−HK$3,572/mo
Today · 4.125%
HK$120,109
baseline
▲ 0.50% · 4.625%
HK$127,417
+HK$7,308/mo
Deposit HK$10.62M · loan HK$24.78M · min. income ≈ HK$240,218/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,504,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,735
−HK$6,793/mo
▼ 0.25% · 3.875%
HK$129,107
−HK$3,421/mo
Today · 4.125%
HK$132,528
baseline
▲ 0.50% · 4.625%
HK$139,514
+HK$6,986/mo
Deposit HK$10.62M · loan HK$24.78M · min. income ≈ HK$265,056/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,504,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,313
−HK$9,112/mo
▼ 0.25% · 3.875%
HK$149,833
−HK$4,592/mo
Today · 4.125%
HK$154,425
baseline
▲ 0.50% · 4.625%
HK$163,822
+HK$9,397/mo
Deposit HK$3.54M · loan HK$31.86M · min. income ≈ HK$308,850/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,504,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,659
−HK$8,734/mo
▼ 0.25% · 3.875%
HK$165,995
−HK$4,398/mo
Today · 4.125%
HK$170,393
baseline
▲ 0.50% · 4.625%
HK$179,375
+HK$8,982/mo
Deposit HK$3.54M · loan HK$31.86M · min. income ≈ HK$340,786/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,504,657 · Scale 2, in force from 26 Feb 2026)