LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,732
−HK$5,062/mo
▼ 0.25% · 3.875%
HK$83,243
−HK$2,551/mo
Today · 4.125%
HK$85,794
baseline
▲ 0.50% · 4.625%
HK$91,014
+HK$5,220/mo
Deposit HK$17.70M · loan HK$17.70M · min. income ≈ HK$171,588/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,504,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,813
−HK$4,852/mo
▼ 0.25% · 3.875%
HK$92,222
−HK$2,443/mo
Today · 4.125%
HK$94,665
baseline
▲ 0.50% · 4.625%
HK$99,655
+HK$4,990/mo
Deposit HK$17.70M · loan HK$17.70M · min. income ≈ HK$189,330/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,504,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,878
−HK$6,075/mo
▼ 0.25% · 3.875%
HK$99,891
−HK$3,062/mo
Today · 4.125%
HK$102,953
baseline
▲ 0.50% · 4.625%
HK$109,217
+HK$6,264/mo
Deposit HK$14.16M · loan HK$21.24M · min. income ≈ HK$205,906/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,504,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,776
−HK$5,822/mo
▼ 0.25% · 3.875%
HK$110,666
−HK$2,932/mo
Today · 4.125%
HK$113,598
baseline
▲ 0.50% · 4.625%
HK$119,586
+HK$5,988/mo
Deposit HK$14.16M · loan HK$21.24M · min. income ≈ HK$227,196/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,504,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,024
−HK$7,088/mo
▼ 0.25% · 3.875%
HK$116,540
−HK$3,572/mo
Today · 4.125%
HK$120,112
baseline
▲ 0.50% · 4.625%
HK$127,420
+HK$7,308/mo
Deposit HK$10.62M · loan HK$24.78M · min. income ≈ HK$240,224/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,504,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,738
−HK$6,793/mo
▼ 0.25% · 3.875%
HK$129,110
−HK$3,421/mo
Today · 4.125%
HK$132,531
baseline
▲ 0.50% · 4.625%
HK$139,517
+HK$6,986/mo
Deposit HK$10.62M · loan HK$24.78M · min. income ≈ HK$265,062/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,504,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,317
−HK$9,112/mo
▼ 0.25% · 3.875%
HK$149,837
−HK$4,592/mo
Today · 4.125%
HK$154,429
baseline
▲ 0.50% · 4.625%
HK$163,826
+HK$9,397/mo
Deposit HK$3.54M · loan HK$31.86M · min. income ≈ HK$308,858/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,504,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,663
−HK$8,735/mo
▼ 0.25% · 3.875%
HK$165,999
−HK$4,399/mo
Today · 4.125%
HK$170,398
baseline
▲ 0.50% · 4.625%
HK$179,379
+HK$8,981/mo
Deposit HK$3.54M · loan HK$31.86M · min. income ≈ HK$340,796/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,504,695 · Scale 2, in force from 26 Feb 2026)