LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,737
−HK$5,063/mo
▼ 0.25% · 3.875%
HK$83,248
−HK$2,552/mo
Today · 4.125%
HK$85,800
baseline
▲ 0.50% · 4.625%
HK$91,020
+HK$5,220/mo
Deposit HK$17.70M · loan HK$17.70M · min. income ≈ HK$171,600/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,504,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,819
−HK$4,853/mo
▼ 0.25% · 3.875%
HK$92,228
−HK$2,444/mo
Today · 4.125%
HK$94,672
baseline
▲ 0.50% · 4.625%
HK$99,662
+HK$4,990/mo
Deposit HK$17.70M · loan HK$17.70M · min. income ≈ HK$189,344/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,504,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,884
−HK$6,076/mo
▼ 0.25% · 3.875%
HK$99,898
−HK$3,062/mo
Today · 4.125%
HK$102,960
baseline
▲ 0.50% · 4.625%
HK$109,225
+HK$6,265/mo
Deposit HK$14.16M · loan HK$21.24M · min. income ≈ HK$205,920/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,504,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,783
−HK$5,823/mo
▼ 0.25% · 3.875%
HK$110,673
−HK$2,933/mo
Today · 4.125%
HK$113,606
baseline
▲ 0.50% · 4.625%
HK$119,594
+HK$5,988/mo
Deposit HK$14.16M · loan HK$21.24M · min. income ≈ HK$227,212/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,504,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,032
−HK$7,088/mo
▼ 0.25% · 3.875%
HK$116,547
−HK$3,573/mo
Today · 4.125%
HK$120,120
baseline
▲ 0.50% · 4.625%
HK$127,429
+HK$7,309/mo
Deposit HK$10.62M · loan HK$24.78M · min. income ≈ HK$240,240/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,504,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,746
−HK$6,794/mo
▼ 0.25% · 3.875%
HK$129,119
−HK$3,421/mo
Today · 4.125%
HK$132,540
baseline
▲ 0.50% · 4.625%
HK$139,527
+HK$6,987/mo
Deposit HK$10.62M · loan HK$24.78M · min. income ≈ HK$265,080/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,504,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,326
−HK$9,113/mo
▼ 0.25% · 3.875%
HK$149,847
−HK$4,592/mo
Today · 4.125%
HK$154,439
baseline
▲ 0.50% · 4.625%
HK$163,837
+HK$9,398/mo
Deposit HK$3.54M · loan HK$31.87M · min. income ≈ HK$308,878/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,504,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,674
−HK$8,735/mo
▼ 0.25% · 3.875%
HK$166,010
−HK$4,399/mo
Today · 4.125%
HK$170,409
baseline
▲ 0.50% · 4.625%
HK$179,391
+HK$8,982/mo
Deposit HK$3.54M · loan HK$31.87M · min. income ≈ HK$340,818/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,504,794 · Scale 2, in force from 26 Feb 2026)