LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,745
−HK$5,063/mo
▼ 0.25% · 3.875%
HK$83,256
−HK$2,552/mo
Today · 4.125%
HK$85,808
baseline
▲ 0.50% · 4.625%
HK$91,029
+HK$5,221/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$171,616/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,504,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,828
−HK$4,853/mo
▼ 0.25% · 3.875%
HK$92,237
−HK$2,444/mo
Today · 4.125%
HK$94,681
baseline
▲ 0.50% · 4.625%
HK$99,672
+HK$4,991/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$189,362/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,504,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,894
−HK$6,076/mo
▼ 0.25% · 3.875%
HK$99,908
−HK$3,062/mo
Today · 4.125%
HK$102,970
baseline
▲ 0.50% · 4.625%
HK$109,235
+HK$6,265/mo
Deposit HK$14.16M · loan HK$21.25M · min. income ≈ HK$205,940/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,504,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,793
−HK$5,824/mo
▼ 0.25% · 3.875%
HK$110,684
−HK$2,933/mo
Today · 4.125%
HK$113,617
baseline
▲ 0.50% · 4.625%
HK$119,606
+HK$5,989/mo
Deposit HK$14.16M · loan HK$21.25M · min. income ≈ HK$227,234/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,504,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,043
−HK$7,089/mo
▼ 0.25% · 3.875%
HK$116,559
−HK$3,573/mo
Today · 4.125%
HK$120,132
baseline
▲ 0.50% · 4.625%
HK$127,441
+HK$7,309/mo
Deposit HK$10.62M · loan HK$24.79M · min. income ≈ HK$240,264/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,504,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,759
−HK$6,794/mo
▼ 0.25% · 3.875%
HK$129,132
−HK$3,421/mo
Today · 4.125%
HK$132,553
baseline
▲ 0.50% · 4.625%
HK$139,540
+HK$6,987/mo
Deposit HK$10.62M · loan HK$24.79M · min. income ≈ HK$265,106/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,504,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,341
−HK$9,114/mo
▼ 0.25% · 3.875%
HK$149,862
−HK$4,593/mo
Today · 4.125%
HK$154,455
baseline
▲ 0.50% · 4.625%
HK$163,853
+HK$9,398/mo
Deposit HK$3.54M · loan HK$31.87M · min. income ≈ HK$308,910/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,504,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,690
−HK$8,736/mo
▼ 0.25% · 3.875%
HK$166,027
−HK$4,399/mo
Today · 4.125%
HK$170,426
baseline
▲ 0.50% · 4.625%
HK$179,409
+HK$8,983/mo
Deposit HK$3.54M · loan HK$31.87M · min. income ≈ HK$340,852/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,504,943 · Scale 2, in force from 26 Feb 2026)