LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,747
−HK$5,064/mo
▼ 0.25% · 3.875%
HK$83,259
−HK$2,552/mo
Today · 4.125%
HK$85,811
baseline
▲ 0.50% · 4.625%
HK$91,032
+HK$5,221/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$171,622/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,504,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,830
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$92,240
−HK$2,444/mo
Today · 4.125%
HK$94,684
baseline
▲ 0.50% · 4.625%
HK$99,674
+HK$4,990/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$189,368/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,504,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,896
−HK$6,077/mo
▼ 0.25% · 3.875%
HK$99,911
−HK$3,062/mo
Today · 4.125%
HK$102,973
baseline
▲ 0.50% · 4.625%
HK$109,238
+HK$6,265/mo
Deposit HK$14.16M · loan HK$21.25M · min. income ≈ HK$205,946/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,504,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,796
−HK$5,824/mo
▼ 0.25% · 3.875%
HK$110,687
−HK$2,933/mo
Today · 4.125%
HK$113,620
baseline
▲ 0.50% · 4.625%
HK$119,609
+HK$5,989/mo
Deposit HK$14.16M · loan HK$21.25M · min. income ≈ HK$227,240/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,504,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,046
−HK$7,089/mo
▼ 0.25% · 3.875%
HK$116,562
−HK$3,573/mo
Today · 4.125%
HK$120,135
baseline
▲ 0.50% · 4.625%
HK$127,445
+HK$7,310/mo
Deposit HK$10.62M · loan HK$24.79M · min. income ≈ HK$240,270/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,504,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,762
−HK$6,795/mo
▼ 0.25% · 3.875%
HK$129,135
−HK$3,422/mo
Today · 4.125%
HK$132,557
baseline
▲ 0.50% · 4.625%
HK$139,544
+HK$6,987/mo
Deposit HK$10.62M · loan HK$24.79M · min. income ≈ HK$265,114/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,504,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,345
−HK$9,114/mo
▼ 0.25% · 3.875%
HK$149,866
−HK$4,593/mo
Today · 4.125%
HK$154,459
baseline
▲ 0.50% · 4.625%
HK$163,858
+HK$9,399/mo
Deposit HK$3.54M · loan HK$31.87M · min. income ≈ HK$308,918/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,504,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,695
−HK$8,735/mo
▼ 0.25% · 3.875%
HK$166,031
−HK$4,399/mo
Today · 4.125%
HK$170,430
baseline
▲ 0.50% · 4.625%
HK$179,414
+HK$8,984/mo
Deposit HK$3.54M · loan HK$31.87M · min. income ≈ HK$340,860/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,504,985 · Scale 2, in force from 26 Feb 2026)