LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,749
−HK$5,064/mo
▼ 0.25% · 3.875%
HK$83,261
−HK$2,552/mo
Today · 4.125%
HK$85,813
baseline
▲ 0.50% · 4.625%
HK$91,034
+HK$5,221/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$171,626/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,505,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,832
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$92,242
−HK$2,444/mo
Today · 4.125%
HK$94,686
baseline
▲ 0.50% · 4.625%
HK$99,677
+HK$4,991/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$189,372/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,505,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,899
−HK$6,076/mo
▼ 0.25% · 3.875%
HK$99,913
−HK$3,062/mo
Today · 4.125%
HK$102,975
baseline
▲ 0.50% · 4.625%
HK$109,241
+HK$6,266/mo
Deposit HK$14.16M · loan HK$21.25M · min. income ≈ HK$205,950/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,505,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,799
−HK$5,824/mo
▼ 0.25% · 3.875%
HK$110,690
−HK$2,933/mo
Today · 4.125%
HK$113,623
baseline
▲ 0.50% · 4.625%
HK$119,612
+HK$5,989/mo
Deposit HK$14.16M · loan HK$21.25M · min. income ≈ HK$227,246/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,505,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,049
−HK$7,089/mo
▼ 0.25% · 3.875%
HK$116,565
−HK$3,573/mo
Today · 4.125%
HK$120,138
baseline
▲ 0.50% · 4.625%
HK$127,448
+HK$7,310/mo
Deposit HK$10.62M · loan HK$24.79M · min. income ≈ HK$240,276/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,505,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,765
−HK$6,795/mo
▼ 0.25% · 3.875%
HK$129,138
−HK$3,422/mo
Today · 4.125%
HK$132,560
baseline
▲ 0.50% · 4.625%
HK$139,547
+HK$6,987/mo
Deposit HK$10.62M · loan HK$24.79M · min. income ≈ HK$265,120/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,505,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,348
−HK$9,115/mo
▼ 0.25% · 3.875%
HK$149,869
−HK$4,594/mo
Today · 4.125%
HK$154,463
baseline
▲ 0.50% · 4.625%
HK$163,861
+HK$9,398/mo
Deposit HK$3.54M · loan HK$31.87M · min. income ≈ HK$308,926/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,698
−HK$8,736/mo
▼ 0.25% · 3.875%
HK$166,035
−HK$4,399/mo
Today · 4.125%
HK$170,434
baseline
▲ 0.50% · 4.625%
HK$179,418
+HK$8,984/mo
Deposit HK$3.54M · loan HK$31.87M · min. income ≈ HK$340,868/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,020 · Scale 2, in force from 26 Feb 2026)