LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,755
−HK$5,064/mo
▼ 0.25% · 3.875%
HK$83,267
−HK$2,552/mo
Today · 4.125%
HK$85,819
baseline
▲ 0.50% · 4.625%
HK$91,041
+HK$5,222/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$171,638/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,505,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,840
−HK$4,853/mo
▼ 0.25% · 3.875%
HK$92,249
−HK$2,444/mo
Today · 4.125%
HK$94,693
baseline
▲ 0.50% · 4.625%
HK$99,685
+HK$4,992/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$189,386/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,505,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,906
−HK$6,077/mo
▼ 0.25% · 3.875%
HK$99,921
−HK$3,062/mo
Today · 4.125%
HK$102,983
baseline
▲ 0.50% · 4.625%
HK$109,250
+HK$6,267/mo
Deposit HK$14.17M · loan HK$21.25M · min. income ≈ HK$205,966/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,505,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,807
−HK$5,825/mo
▼ 0.25% · 3.875%
HK$110,699
−HK$2,933/mo
Today · 4.125%
HK$113,632
baseline
▲ 0.50% · 4.625%
HK$119,622
+HK$5,990/mo
Deposit HK$14.17M · loan HK$21.25M · min. income ≈ HK$227,264/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,505,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,057
−HK$7,090/mo
▼ 0.25% · 3.875%
HK$116,574
−HK$3,573/mo
Today · 4.125%
HK$120,147
baseline
▲ 0.50% · 4.625%
HK$127,458
+HK$7,311/mo
Deposit HK$10.62M · loan HK$24.79M · min. income ≈ HK$240,294/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,505,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,775
−HK$6,796/mo
▼ 0.25% · 3.875%
HK$129,149
−HK$3,422/mo
Today · 4.125%
HK$132,571
baseline
▲ 0.50% · 4.625%
HK$139,559
+HK$6,988/mo
Deposit HK$10.62M · loan HK$24.79M · min. income ≈ HK$265,142/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,505,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,360
−HK$9,115/mo
▼ 0.25% · 3.875%
HK$149,881
−HK$4,594/mo
Today · 4.125%
HK$154,475
baseline
▲ 0.50% · 4.625%
HK$163,874
+HK$9,399/mo
Deposit HK$3.54M · loan HK$31.87M · min. income ≈ HK$308,950/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,711
−HK$8,737/mo
▼ 0.25% · 3.875%
HK$166,048
−HK$4,400/mo
Today · 4.125%
HK$170,448
baseline
▲ 0.50% · 4.625%
HK$179,432
+HK$8,984/mo
Deposit HK$3.54M · loan HK$31.87M · min. income ≈ HK$340,896/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,139 · Scale 2, in force from 26 Feb 2026)