LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,756
−HK$5,064/mo
▼ 0.25% · 3.875%
HK$83,268
−HK$2,552/mo
Today · 4.125%
HK$85,820
baseline
▲ 0.50% · 4.625%
HK$91,042
+HK$5,222/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$171,640/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,505,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,840
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$92,250
−HK$2,444/mo
Today · 4.125%
HK$94,694
baseline
▲ 0.50% · 4.625%
HK$99,685
+HK$4,991/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$189,388/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,505,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,907
−HK$6,077/mo
▼ 0.25% · 3.875%
HK$99,921
−HK$3,063/mo
Today · 4.125%
HK$102,984
baseline
▲ 0.50% · 4.625%
HK$109,250
+HK$6,266/mo
Deposit HK$14.17M · loan HK$21.25M · min. income ≈ HK$205,968/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,505,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,808
−HK$5,825/mo
▼ 0.25% · 3.875%
HK$110,699
−HK$2,934/mo
Today · 4.125%
HK$113,633
baseline
▲ 0.50% · 4.625%
HK$119,622
+HK$5,989/mo
Deposit HK$14.17M · loan HK$21.25M · min. income ≈ HK$227,266/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,505,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,058
−HK$7,090/mo
▼ 0.25% · 3.875%
HK$116,575
−HK$3,573/mo
Today · 4.125%
HK$120,148
baseline
▲ 0.50% · 4.625%
HK$127,459
+HK$7,311/mo
Deposit HK$10.62M · loan HK$24.79M · min. income ≈ HK$240,296/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,505,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,776
−HK$6,795/mo
▼ 0.25% · 3.875%
HK$129,149
−HK$3,422/mo
Today · 4.125%
HK$132,571
baseline
▲ 0.50% · 4.625%
HK$139,559
+HK$6,988/mo
Deposit HK$10.62M · loan HK$24.79M · min. income ≈ HK$265,142/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,505,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,361
−HK$9,115/mo
▼ 0.25% · 3.875%
HK$149,882
−HK$4,594/mo
Today · 4.125%
HK$154,476
baseline
▲ 0.50% · 4.625%
HK$163,875
+HK$9,399/mo
Deposit HK$3.54M · loan HK$31.87M · min. income ≈ HK$308,952/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,712
−HK$8,737/mo
▼ 0.25% · 3.875%
HK$166,049
−HK$4,400/mo
Today · 4.125%
HK$170,449
baseline
▲ 0.50% · 4.625%
HK$179,433
+HK$8,984/mo
Deposit HK$3.54M · loan HK$31.87M · min. income ≈ HK$340,898/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,148 · Scale 2, in force from 26 Feb 2026)