LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,757
−HK$5,064/mo
▼ 0.25% · 3.875%
HK$83,269
−HK$2,552/mo
Today · 4.125%
HK$85,821
baseline
▲ 0.50% · 4.625%
HK$91,043
+HK$5,222/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$171,642/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,505,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,841
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$92,250
−HK$2,445/mo
Today · 4.125%
HK$94,695
baseline
▲ 0.50% · 4.625%
HK$99,686
+HK$4,991/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$189,390/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,505,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,908
−HK$6,077/mo
▼ 0.25% · 3.875%
HK$99,922
−HK$3,063/mo
Today · 4.125%
HK$102,985
baseline
▲ 0.50% · 4.625%
HK$109,251
+HK$6,266/mo
Deposit HK$14.17M · loan HK$21.25M · min. income ≈ HK$205,970/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,505,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,809
−HK$5,825/mo
▼ 0.25% · 3.875%
HK$110,700
−HK$2,934/mo
Today · 4.125%
HK$113,634
baseline
▲ 0.50% · 4.625%
HK$119,623
+HK$5,989/mo
Deposit HK$14.17M · loan HK$21.25M · min. income ≈ HK$227,268/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,505,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,059
−HK$7,090/mo
▼ 0.25% · 3.875%
HK$116,576
−HK$3,573/mo
Today · 4.125%
HK$120,149
baseline
▲ 0.50% · 4.625%
HK$127,460
+HK$7,311/mo
Deposit HK$10.62M · loan HK$24.79M · min. income ≈ HK$240,298/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,505,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,777
−HK$6,796/mo
▼ 0.25% · 3.875%
HK$129,151
−HK$3,422/mo
Today · 4.125%
HK$132,573
baseline
▲ 0.50% · 4.625%
HK$139,561
+HK$6,988/mo
Deposit HK$10.62M · loan HK$24.79M · min. income ≈ HK$265,146/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,505,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,362
−HK$9,115/mo
▼ 0.25% · 3.875%
HK$149,883
−HK$4,594/mo
Today · 4.125%
HK$154,477
baseline
▲ 0.50% · 4.625%
HK$163,877
+HK$9,400/mo
Deposit HK$3.54M · loan HK$31.87M · min. income ≈ HK$308,954/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,714
−HK$8,737/mo
▼ 0.25% · 3.875%
HK$166,051
−HK$4,400/mo
Today · 4.125%
HK$170,451
baseline
▲ 0.50% · 4.625%
HK$179,435
+HK$8,984/mo
Deposit HK$3.54M · loan HK$31.87M · min. income ≈ HK$340,902/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,163 · Scale 2, in force from 26 Feb 2026)