LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,759
−HK$5,064/mo
▼ 0.25% · 3.875%
HK$83,271
−HK$2,552/mo
Today · 4.125%
HK$85,823
baseline
▲ 0.50% · 4.625%
HK$91,045
+HK$5,222/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$171,646/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,505,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,843
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$92,253
−HK$2,444/mo
Today · 4.125%
HK$94,697
baseline
▲ 0.50% · 4.625%
HK$99,689
+HK$4,992/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$189,394/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,505,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,910
−HK$6,078/mo
▼ 0.25% · 3.875%
HK$99,925
−HK$3,063/mo
Today · 4.125%
HK$102,988
baseline
▲ 0.50% · 4.625%
HK$109,254
+HK$6,266/mo
Deposit HK$14.17M · loan HK$21.25M · min. income ≈ HK$205,976/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,505,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,812
−HK$5,825/mo
▼ 0.25% · 3.875%
HK$110,703
−HK$2,934/mo
Today · 4.125%
HK$113,637
baseline
▲ 0.50% · 4.625%
HK$119,627
+HK$5,990/mo
Deposit HK$14.17M · loan HK$21.25M · min. income ≈ HK$227,274/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,505,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,062
−HK$7,090/mo
▼ 0.25% · 3.875%
HK$116,579
−HK$3,573/mo
Today · 4.125%
HK$120,152
baseline
▲ 0.50% · 4.625%
HK$127,463
+HK$7,311/mo
Deposit HK$10.62M · loan HK$24.79M · min. income ≈ HK$240,304/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,505,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,780
−HK$6,796/mo
▼ 0.25% · 3.875%
HK$129,154
−HK$3,422/mo
Today · 4.125%
HK$132,576
baseline
▲ 0.50% · 4.625%
HK$139,564
+HK$6,988/mo
Deposit HK$10.62M · loan HK$24.79M · min. income ≈ HK$265,152/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,505,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,366
−HK$9,115/mo
▼ 0.25% · 3.875%
HK$149,887
−HK$4,594/mo
Today · 4.125%
HK$154,481
baseline
▲ 0.50% · 4.625%
HK$163,881
+HK$9,400/mo
Deposit HK$3.54M · loan HK$31.87M · min. income ≈ HK$308,962/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,718
−HK$8,737/mo
▼ 0.25% · 3.875%
HK$166,055
−HK$4,400/mo
Today · 4.125%
HK$170,455
baseline
▲ 0.50% · 4.625%
HK$179,440
+HK$8,985/mo
Deposit HK$3.54M · loan HK$31.87M · min. income ≈ HK$340,910/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,201 · Scale 2, in force from 26 Feb 2026)