LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,759
−HK$5,064/mo
▼ 0.25% · 3.875%
HK$83,271
−HK$2,552/mo
Today · 4.125%
HK$85,823
baseline
▲ 0.50% · 4.625%
HK$91,046
+HK$5,223/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$171,646/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,505,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,844
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$92,253
−HK$2,445/mo
Today · 4.125%
HK$94,698
baseline
▲ 0.50% · 4.625%
HK$99,689
+HK$4,991/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$189,396/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,505,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,911
−HK$6,077/mo
▼ 0.25% · 3.875%
HK$99,926
−HK$3,062/mo
Today · 4.125%
HK$102,988
baseline
▲ 0.50% · 4.625%
HK$109,255
+HK$6,267/mo
Deposit HK$14.17M · loan HK$21.25M · min. income ≈ HK$205,976/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,505,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,813
−HK$5,824/mo
▼ 0.25% · 3.875%
HK$110,704
−HK$2,933/mo
Today · 4.125%
HK$113,637
baseline
▲ 0.50% · 4.625%
HK$119,627
+HK$5,990/mo
Deposit HK$14.17M · loan HK$21.25M · min. income ≈ HK$227,274/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,505,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,063
−HK$7,090/mo
▼ 0.25% · 3.875%
HK$116,580
−HK$3,573/mo
Today · 4.125%
HK$120,153
baseline
▲ 0.50% · 4.625%
HK$127,464
+HK$7,311/mo
Deposit HK$10.63M · loan HK$24.79M · min. income ≈ HK$240,306/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,505,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,781
−HK$6,796/mo
▼ 0.25% · 3.875%
HK$129,155
−HK$3,422/mo
Today · 4.125%
HK$132,577
baseline
▲ 0.50% · 4.625%
HK$139,565
+HK$6,988/mo
Deposit HK$10.63M · loan HK$24.79M · min. income ≈ HK$265,154/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,505,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,367
−HK$9,115/mo
▼ 0.25% · 3.875%
HK$149,888
−HK$4,594/mo
Today · 4.125%
HK$154,482
baseline
▲ 0.50% · 4.625%
HK$163,882
+HK$9,400/mo
Deposit HK$3.54M · loan HK$31.88M · min. income ≈ HK$308,964/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,719
−HK$8,737/mo
▼ 0.25% · 3.875%
HK$166,056
−HK$4,400/mo
Today · 4.125%
HK$170,456
baseline
▲ 0.50% · 4.625%
HK$179,441
+HK$8,985/mo
Deposit HK$3.54M · loan HK$31.88M · min. income ≈ HK$340,912/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,211 · Scale 2, in force from 26 Feb 2026)