LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,762
−HK$5,065/mo
▼ 0.25% · 3.875%
HK$83,275
−HK$2,552/mo
Today · 4.125%
HK$85,827
baseline
▲ 0.50% · 4.625%
HK$91,049
+HK$5,222/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$171,654/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,505,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,847
−HK$4,855/mo
▼ 0.25% · 3.875%
HK$92,257
−HK$2,445/mo
Today · 4.125%
HK$94,702
baseline
▲ 0.50% · 4.625%
HK$99,693
+HK$4,991/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$189,404/mo (50% DSR)
Upfront cash ≈ HK$19.21M (deposit + AVD stamp duty HK$1,505,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,915
−HK$6,077/mo
▼ 0.25% · 3.875%
HK$99,930
−HK$3,062/mo
Today · 4.125%
HK$102,992
baseline
▲ 0.50% · 4.625%
HK$109,259
+HK$6,267/mo
Deposit HK$14.17M · loan HK$21.25M · min. income ≈ HK$205,984/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,505,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,817
−HK$5,825/mo
▼ 0.25% · 3.875%
HK$110,709
−HK$2,933/mo
Today · 4.125%
HK$113,642
baseline
▲ 0.50% · 4.625%
HK$119,632
+HK$5,990/mo
Deposit HK$14.17M · loan HK$21.25M · min. income ≈ HK$227,284/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,505,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,067
−HK$7,091/mo
▼ 0.25% · 3.875%
HK$116,585
−HK$3,573/mo
Today · 4.125%
HK$120,158
baseline
▲ 0.50% · 4.625%
HK$127,469
+HK$7,311/mo
Deposit HK$10.63M · loan HK$24.79M · min. income ≈ HK$240,316/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,505,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,786
−HK$6,796/mo
▼ 0.25% · 3.875%
HK$129,160
−HK$3,422/mo
Today · 4.125%
HK$132,582
baseline
▲ 0.50% · 4.625%
HK$139,571
+HK$6,989/mo
Deposit HK$10.63M · loan HK$24.79M · min. income ≈ HK$265,164/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,505,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,372
−HK$9,117/mo
▼ 0.25% · 3.875%
HK$149,894
−HK$4,595/mo
Today · 4.125%
HK$154,489
baseline
▲ 0.50% · 4.625%
HK$163,889
+HK$9,400/mo
Deposit HK$3.54M · loan HK$31.88M · min. income ≈ HK$308,978/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,725
−HK$8,738/mo
▼ 0.25% · 3.875%
HK$166,063
−HK$4,400/mo
Today · 4.125%
HK$170,463
baseline
▲ 0.50% · 4.625%
HK$179,448
+HK$8,985/mo
Deposit HK$3.54M · loan HK$31.88M · min. income ≈ HK$340,926/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,272 · Scale 2, in force from 26 Feb 2026)