LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,769
−HK$5,065/mo
▼ 0.25% · 3.875%
HK$83,281
−HK$2,553/mo
Today · 4.125%
HK$85,834
baseline
▲ 0.50% · 4.625%
HK$91,057
+HK$5,223/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$171,668/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,505,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,855
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$92,265
−HK$2,444/mo
Today · 4.125%
HK$94,709
baseline
▲ 0.50% · 4.625%
HK$99,702
+HK$4,993/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$189,418/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,505,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,923
−HK$6,078/mo
▼ 0.25% · 3.875%
HK$99,938
−HK$3,063/mo
Today · 4.125%
HK$103,001
baseline
▲ 0.50% · 4.625%
HK$109,268
+HK$6,267/mo
Deposit HK$14.17M · loan HK$21.25M · min. income ≈ HK$206,002/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,505,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,826
−HK$5,825/mo
▼ 0.25% · 3.875%
HK$110,718
−HK$2,933/mo
Today · 4.125%
HK$113,651
baseline
▲ 0.50% · 4.625%
HK$119,642
+HK$5,991/mo
Deposit HK$14.17M · loan HK$21.25M · min. income ≈ HK$227,302/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,505,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,077
−HK$7,091/mo
▼ 0.25% · 3.875%
HK$116,594
−HK$3,574/mo
Today · 4.125%
HK$120,168
baseline
▲ 0.50% · 4.625%
HK$127,480
+HK$7,312/mo
Deposit HK$10.63M · loan HK$24.79M · min. income ≈ HK$240,336/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,505,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,797
−HK$6,796/mo
▼ 0.25% · 3.875%
HK$129,171
−HK$3,422/mo
Today · 4.125%
HK$132,593
baseline
▲ 0.50% · 4.625%
HK$139,582
+HK$6,989/mo
Deposit HK$10.63M · loan HK$24.79M · min. income ≈ HK$265,186/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,505,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,384
−HK$9,117/mo
▼ 0.25% · 3.875%
HK$149,907
−HK$4,594/mo
Today · 4.125%
HK$154,501
baseline
▲ 0.50% · 4.625%
HK$163,902
+HK$9,401/mo
Deposit HK$3.54M · loan HK$31.88M · min. income ≈ HK$309,002/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,739
−HK$8,738/mo
▼ 0.25% · 3.875%
HK$166,076
−HK$4,401/mo
Today · 4.125%
HK$170,477
baseline
▲ 0.50% · 4.625%
HK$179,463
+HK$8,986/mo
Deposit HK$3.54M · loan HK$31.88M · min. income ≈ HK$340,954/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,396 · Scale 2, in force from 26 Feb 2026)