LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,773
−HK$5,065/mo
▼ 0.25% · 3.875%
HK$83,285
−HK$2,553/mo
Today · 4.125%
HK$85,838
baseline
▲ 0.50% · 4.625%
HK$91,061
+HK$5,223/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$171,676/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,505,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,859
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$92,269
−HK$2,444/mo
Today · 4.125%
HK$94,713
baseline
▲ 0.50% · 4.625%
HK$99,706
+HK$4,993/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$189,426/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,505,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,927
−HK$6,078/mo
▼ 0.25% · 3.875%
HK$99,942
−HK$3,063/mo
Today · 4.125%
HK$103,005
baseline
▲ 0.50% · 4.625%
HK$109,273
+HK$6,268/mo
Deposit HK$14.17M · loan HK$21.25M · min. income ≈ HK$206,010/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,505,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,830
−HK$5,826/mo
▼ 0.25% · 3.875%
HK$110,722
−HK$2,934/mo
Today · 4.125%
HK$113,656
baseline
▲ 0.50% · 4.625%
HK$119,647
+HK$5,991/mo
Deposit HK$14.17M · loan HK$21.25M · min. income ≈ HK$227,312/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,505,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,082
−HK$7,091/mo
▼ 0.25% · 3.875%
HK$116,599
−HK$3,574/mo
Today · 4.125%
HK$120,173
baseline
▲ 0.50% · 4.625%
HK$127,485
+HK$7,312/mo
Deposit HK$10.63M · loan HK$24.80M · min. income ≈ HK$240,346/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,505,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,802
−HK$6,797/mo
▼ 0.25% · 3.875%
HK$129,176
−HK$3,423/mo
Today · 4.125%
HK$132,599
baseline
▲ 0.50% · 4.625%
HK$139,588
+HK$6,989/mo
Deposit HK$10.63M · loan HK$24.80M · min. income ≈ HK$265,198/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,505,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,391
−HK$9,117/mo
▼ 0.25% · 3.875%
HK$149,913
−HK$4,595/mo
Today · 4.125%
HK$154,508
baseline
▲ 0.50% · 4.625%
HK$163,909
+HK$9,401/mo
Deposit HK$3.54M · loan HK$31.88M · min. income ≈ HK$309,016/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,746
−HK$8,738/mo
▼ 0.25% · 3.875%
HK$166,084
−HK$4,400/mo
Today · 4.125%
HK$170,484
baseline
▲ 0.50% · 4.625%
HK$179,471
+HK$8,987/mo
Deposit HK$3.54M · loan HK$31.88M · min. income ≈ HK$340,968/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,460 · Scale 2, in force from 26 Feb 2026)