LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,774
−HK$5,065/mo
▼ 0.25% · 3.875%
HK$83,287
−HK$2,552/mo
Today · 4.125%
HK$85,839
baseline
▲ 0.50% · 4.625%
HK$91,062
+HK$5,223/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$171,678/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,505,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,860
−HK$4,855/mo
▼ 0.25% · 3.875%
HK$92,270
−HK$2,445/mo
Today · 4.125%
HK$94,715
baseline
▲ 0.50% · 4.625%
HK$99,708
+HK$4,993/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$189,430/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,505,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,929
−HK$6,078/mo
▼ 0.25% · 3.875%
HK$99,944
−HK$3,063/mo
Today · 4.125%
HK$103,007
baseline
▲ 0.50% · 4.625%
HK$109,275
+HK$6,268/mo
Deposit HK$14.17M · loan HK$21.25M · min. income ≈ HK$206,014/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,505,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,832
−HK$5,826/mo
▼ 0.25% · 3.875%
HK$110,724
−HK$2,934/mo
Today · 4.125%
HK$113,658
baseline
▲ 0.50% · 4.625%
HK$119,649
+HK$5,991/mo
Deposit HK$14.17M · loan HK$21.25M · min. income ≈ HK$227,316/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,505,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,084
−HK$7,091/mo
▼ 0.25% · 3.875%
HK$116,601
−HK$3,574/mo
Today · 4.125%
HK$120,175
baseline
▲ 0.50% · 4.625%
HK$127,487
+HK$7,312/mo
Deposit HK$10.63M · loan HK$24.80M · min. income ≈ HK$240,350/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,505,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,804
−HK$6,797/mo
▼ 0.25% · 3.875%
HK$129,178
−HK$3,423/mo
Today · 4.125%
HK$132,601
baseline
▲ 0.50% · 4.625%
HK$139,591
+HK$6,990/mo
Deposit HK$10.63M · loan HK$24.80M · min. income ≈ HK$265,202/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,505,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,393
−HK$9,118/mo
▼ 0.25% · 3.875%
HK$149,916
−HK$4,595/mo
Today · 4.125%
HK$154,511
baseline
▲ 0.50% · 4.625%
HK$163,912
+HK$9,401/mo
Deposit HK$3.54M · loan HK$31.88M · min. income ≈ HK$309,022/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,748
−HK$8,739/mo
▼ 0.25% · 3.875%
HK$166,087
−HK$4,400/mo
Today · 4.125%
HK$170,487
baseline
▲ 0.50% · 4.625%
HK$179,474
+HK$8,987/mo
Deposit HK$3.54M · loan HK$31.88M · min. income ≈ HK$340,974/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,487 · Scale 2, in force from 26 Feb 2026)