LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,774
−HK$5,066/mo
▼ 0.25% · 3.875%
HK$83,287
−HK$2,553/mo
Today · 4.125%
HK$85,840
baseline
▲ 0.50% · 4.625%
HK$91,063
+HK$5,223/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$171,680/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,505,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,861
−HK$4,855/mo
▼ 0.25% · 3.875%
HK$92,271
−HK$2,445/mo
Today · 4.125%
HK$94,716
baseline
▲ 0.50% · 4.625%
HK$99,708
+HK$4,992/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$189,432/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,505,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,929
−HK$6,079/mo
▼ 0.25% · 3.875%
HK$99,944
−HK$3,064/mo
Today · 4.125%
HK$103,008
baseline
▲ 0.50% · 4.625%
HK$109,275
+HK$6,267/mo
Deposit HK$14.17M · loan HK$21.25M · min. income ≈ HK$206,016/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,505,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,833
−HK$5,826/mo
▼ 0.25% · 3.875%
HK$110,725
−HK$2,934/mo
Today · 4.125%
HK$113,659
baseline
▲ 0.50% · 4.625%
HK$119,650
+HK$5,991/mo
Deposit HK$14.17M · loan HK$21.25M · min. income ≈ HK$227,318/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,505,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,084
−HK$7,092/mo
▼ 0.25% · 3.875%
HK$116,602
−HK$3,574/mo
Today · 4.125%
HK$120,176
baseline
▲ 0.50% · 4.625%
HK$127,488
+HK$7,312/mo
Deposit HK$10.63M · loan HK$24.80M · min. income ≈ HK$240,352/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,505,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,805
−HK$6,797/mo
▼ 0.25% · 3.875%
HK$129,179
−HK$3,423/mo
Today · 4.125%
HK$132,602
baseline
▲ 0.50% · 4.625%
HK$139,591
+HK$6,989/mo
Deposit HK$10.63M · loan HK$24.80M · min. income ≈ HK$265,204/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,505,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,394
−HK$9,117/mo
▼ 0.25% · 3.875%
HK$149,917
−HK$4,594/mo
Today · 4.125%
HK$154,511
baseline
▲ 0.50% · 4.625%
HK$163,913
+HK$9,402/mo
Deposit HK$3.54M · loan HK$31.88M · min. income ≈ HK$309,022/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,749
−HK$8,739/mo
▼ 0.25% · 3.875%
HK$166,087
−HK$4,401/mo
Today · 4.125%
HK$170,488
baseline
▲ 0.50% · 4.625%
HK$179,475
+HK$8,987/mo
Deposit HK$3.54M · loan HK$31.88M · min. income ≈ HK$340,976/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,495 · Scale 2, in force from 26 Feb 2026)