LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,781
−HK$5,066/mo
▼ 0.25% · 3.875%
HK$83,294
−HK$2,553/mo
Today · 4.125%
HK$85,847
baseline
▲ 0.50% · 4.625%
HK$91,071
+HK$5,224/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$171,694/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,505,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,869
−HK$4,855/mo
▼ 0.25% · 3.875%
HK$92,279
−HK$2,445/mo
Today · 4.125%
HK$94,724
baseline
▲ 0.50% · 4.625%
HK$99,717
+HK$4,993/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$189,448/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,505,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,938
−HK$6,079/mo
▼ 0.25% · 3.875%
HK$99,953
−HK$3,064/mo
Today · 4.125%
HK$103,017
baseline
▲ 0.50% · 4.625%
HK$109,285
+HK$6,268/mo
Deposit HK$14.17M · loan HK$21.26M · min. income ≈ HK$206,034/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,505,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,842
−HK$5,827/mo
▼ 0.25% · 3.875%
HK$110,735
−HK$2,934/mo
Today · 4.125%
HK$113,669
baseline
▲ 0.50% · 4.625%
HK$119,660
+HK$5,991/mo
Deposit HK$14.17M · loan HK$21.26M · min. income ≈ HK$227,338/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,505,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,094
−HK$7,092/mo
▼ 0.25% · 3.875%
HK$116,612
−HK$3,574/mo
Today · 4.125%
HK$120,186
baseline
▲ 0.50% · 4.625%
HK$127,499
+HK$7,313/mo
Deposit HK$10.63M · loan HK$24.80M · min. income ≈ HK$240,372/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,505,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,816
−HK$6,797/mo
▼ 0.25% · 3.875%
HK$129,190
−HK$3,423/mo
Today · 4.125%
HK$132,613
baseline
▲ 0.50% · 4.625%
HK$139,604
+HK$6,991/mo
Deposit HK$10.63M · loan HK$24.80M · min. income ≈ HK$265,226/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,505,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,407
−HK$9,118/mo
▼ 0.25% · 3.875%
HK$149,930
−HK$4,595/mo
Today · 4.125%
HK$154,525
baseline
▲ 0.50% · 4.625%
HK$163,927
+HK$9,402/mo
Deposit HK$3.54M · loan HK$31.88M · min. income ≈ HK$309,050/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,763
−HK$8,740/mo
▼ 0.25% · 3.875%
HK$166,102
−HK$4,401/mo
Today · 4.125%
HK$170,503
baseline
▲ 0.50% · 4.625%
HK$179,490
+HK$8,987/mo
Deposit HK$3.54M · loan HK$31.88M · min. income ≈ HK$341,006/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,626 · Scale 2, in force from 26 Feb 2026)