LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,784
−HK$5,066/mo
▼ 0.25% · 3.875%
HK$83,297
−HK$2,553/mo
Today · 4.125%
HK$85,850
baseline
▲ 0.50% · 4.625%
HK$91,074
+HK$5,224/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$171,700/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,505,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,871
−HK$4,856/mo
▼ 0.25% · 3.875%
HK$92,282
−HK$2,445/mo
Today · 4.125%
HK$94,727
baseline
▲ 0.50% · 4.625%
HK$99,720
+HK$4,993/mo
Deposit HK$17.71M · loan HK$17.71M · min. income ≈ HK$189,454/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,505,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,941
−HK$6,079/mo
▼ 0.25% · 3.875%
HK$99,956
−HK$3,064/mo
Today · 4.125%
HK$103,020
baseline
▲ 0.50% · 4.625%
HK$109,288
+HK$6,268/mo
Deposit HK$14.17M · loan HK$21.26M · min. income ≈ HK$206,040/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,505,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,846
−HK$5,826/mo
▼ 0.25% · 3.875%
HK$110,738
−HK$2,934/mo
Today · 4.125%
HK$113,672
baseline
▲ 0.50% · 4.625%
HK$119,664
+HK$5,992/mo
Deposit HK$14.17M · loan HK$21.26M · min. income ≈ HK$227,344/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,505,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,097
−HK$7,093/mo
▼ 0.25% · 3.875%
HK$116,615
−HK$3,575/mo
Today · 4.125%
HK$120,190
baseline
▲ 0.50% · 4.625%
HK$127,503
+HK$7,313/mo
Deposit HK$10.63M · loan HK$24.80M · min. income ≈ HK$240,380/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,505,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,820
−HK$6,797/mo
▼ 0.25% · 3.875%
HK$129,194
−HK$3,423/mo
Today · 4.125%
HK$132,617
baseline
▲ 0.50% · 4.625%
HK$139,608
+HK$6,991/mo
Deposit HK$10.63M · loan HK$24.80M · min. income ≈ HK$265,234/mo (50% DSR)
Upfront cash ≈ HK$12.13M (deposit + AVD stamp duty HK$1,505,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,411
−HK$9,119/mo
▼ 0.25% · 3.875%
HK$149,934
−HK$4,596/mo
Today · 4.125%
HK$154,530
baseline
▲ 0.50% · 4.625%
HK$163,932
+HK$9,402/mo
Deposit HK$3.54M · loan HK$31.88M · min. income ≈ HK$309,060/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,768
−HK$8,740/mo
▼ 0.25% · 3.875%
HK$166,107
−HK$4,401/mo
Today · 4.125%
HK$170,508
baseline
▲ 0.50% · 4.625%
HK$179,496
+HK$8,988/mo
Deposit HK$3.54M · loan HK$31.88M · min. income ≈ HK$341,016/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,672 · Scale 2, in force from 26 Feb 2026)