LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,795
−HK$5,066/mo
▼ 0.25% · 3.875%
HK$83,308
−HK$2,553/mo
Today · 4.125%
HK$85,861
baseline
▲ 0.50% · 4.625%
HK$91,086
+HK$5,225/mo
Deposit HK$17.72M · loan HK$17.72M · min. income ≈ HK$171,722/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,505,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,883
−HK$4,856/mo
▼ 0.25% · 3.875%
HK$92,294
−HK$2,445/mo
Today · 4.125%
HK$94,739
baseline
▲ 0.50% · 4.625%
HK$99,733
+HK$4,994/mo
Deposit HK$17.72M · loan HK$17.72M · min. income ≈ HK$189,478/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,505,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,954
−HK$6,079/mo
▼ 0.25% · 3.875%
HK$99,969
−HK$3,064/mo
Today · 4.125%
HK$103,033
baseline
▲ 0.50% · 4.625%
HK$109,303
+HK$6,270/mo
Deposit HK$14.17M · loan HK$21.26M · min. income ≈ HK$206,066/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,505,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,860
−HK$5,827/mo
▼ 0.25% · 3.875%
HK$110,753
−HK$2,934/mo
Today · 4.125%
HK$113,687
baseline
▲ 0.50% · 4.625%
HK$119,680
+HK$5,993/mo
Deposit HK$14.17M · loan HK$21.26M · min. income ≈ HK$227,374/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,505,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,113
−HK$7,093/mo
▼ 0.25% · 3.875%
HK$116,631
−HK$3,575/mo
Today · 4.125%
HK$120,206
baseline
▲ 0.50% · 4.625%
HK$127,520
+HK$7,314/mo
Deposit HK$10.63M · loan HK$24.80M · min. income ≈ HK$240,412/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,505,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,837
−HK$6,798/mo
▼ 0.25% · 3.875%
HK$129,211
−HK$3,424/mo
Today · 4.125%
HK$132,635
baseline
▲ 0.50% · 4.625%
HK$139,627
+HK$6,992/mo
Deposit HK$10.63M · loan HK$24.80M · min. income ≈ HK$265,270/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,505,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,430
−HK$9,120/mo
▼ 0.25% · 3.875%
HK$149,954
−HK$4,596/mo
Today · 4.125%
HK$154,550
baseline
▲ 0.50% · 4.625%
HK$163,954
+HK$9,404/mo
Deposit HK$3.54M · loan HK$31.89M · min. income ≈ HK$309,100/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,790
−HK$8,741/mo
▼ 0.25% · 3.875%
HK$166,129
−HK$4,402/mo
Today · 4.125%
HK$170,531
baseline
▲ 0.50% · 4.625%
HK$179,520
+HK$8,989/mo
Deposit HK$3.54M · loan HK$31.89M · min. income ≈ HK$341,062/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,873 · Scale 2, in force from 26 Feb 2026)