LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,801
−HK$5,067/mo
▼ 0.25% · 3.875%
HK$83,314
−HK$2,554/mo
Today · 4.125%
HK$85,868
baseline
▲ 0.50% · 4.625%
HK$91,093
+HK$5,225/mo
Deposit HK$17.72M · loan HK$17.72M · min. income ≈ HK$171,736/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,505,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,890
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$92,301
−HK$2,446/mo
Today · 4.125%
HK$94,747
baseline
▲ 0.50% · 4.625%
HK$99,741
+HK$4,994/mo
Deposit HK$17.72M · loan HK$17.72M · min. income ≈ HK$189,494/mo (50% DSR)
Upfront cash ≈ HK$19.22M (deposit + AVD stamp duty HK$1,505,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,961
−HK$6,081/mo
▼ 0.25% · 3.875%
HK$99,977
−HK$3,065/mo
Today · 4.125%
HK$103,042
baseline
▲ 0.50% · 4.625%
HK$109,311
+HK$6,269/mo
Deposit HK$14.17M · loan HK$21.26M · min. income ≈ HK$206,084/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,505,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,868
−HK$5,828/mo
▼ 0.25% · 3.875%
HK$110,761
−HK$2,935/mo
Today · 4.125%
HK$113,696
baseline
▲ 0.50% · 4.625%
HK$119,689
+HK$5,993/mo
Deposit HK$14.17M · loan HK$21.26M · min. income ≈ HK$227,392/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,505,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,121
−HK$7,094/mo
▼ 0.25% · 3.875%
HK$116,640
−HK$3,575/mo
Today · 4.125%
HK$120,215
baseline
▲ 0.50% · 4.625%
HK$127,530
+HK$7,315/mo
Deposit HK$10.63M · loan HK$24.80M · min. income ≈ HK$240,430/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,505,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,846
−HK$6,799/mo
▼ 0.25% · 3.875%
HK$129,222
−HK$3,423/mo
Today · 4.125%
HK$132,645
baseline
▲ 0.50% · 4.625%
HK$139,637
+HK$6,992/mo
Deposit HK$10.63M · loan HK$24.80M · min. income ≈ HK$265,290/mo (50% DSR)
Upfront cash ≈ HK$12.14M (deposit + AVD stamp duty HK$1,505,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,442
−HK$9,120/mo
▼ 0.25% · 3.875%
HK$149,966
−HK$4,596/mo
Today · 4.125%
HK$154,562
baseline
▲ 0.50% · 4.625%
HK$163,967
+HK$9,405/mo
Deposit HK$3.54M · loan HK$31.89M · min. income ≈ HK$309,124/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,803
−HK$8,741/mo
▼ 0.25% · 3.875%
HK$166,142
−HK$4,402/mo
Today · 4.125%
HK$170,544
baseline
▲ 0.50% · 4.625%
HK$179,534
+HK$8,990/mo
Deposit HK$3.54M · loan HK$31.89M · min. income ≈ HK$341,088/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$1,505,990 · Scale 2, in force from 26 Feb 2026)